CompareFairlyBest Business Bank Accounts UK 2026
Our pick : Revolut Business Account (88/100) · Cheapest : Revolut Business Account · Best value : Monzo Business Account
In short
This comparison evaluates 11 business banking accounts based on 11 criteria, including monthly fees, transaction fees, international transfer fees, overdraft facilities, interest on credit balances, and online banking features. Revolut Business Account ranks first with a score of 88/100, largely due to its perfect scores in Integrations and International Transfer Fees. Starling Bank Business Account is a close second at 87/100, excelling in ATM withdrawal limits. Revolut Business Account is also identified as the most affordable option. The data used for this comparison is sourced from 8 out of the 11 options, with the remaining values being estimates. The facts in this summary are computed from the table below; only the wording is generated.
Comparison table
| Criterion | Revolut Business Account | Starling Bank Business Account | Monzo Business Account | Tide | ANNA | Barclays Business Account |
|---|---|---|---|---|---|---|
| Monthly Fee (GBP) | 0.0 | 0.0 | 5.0 | £0 to £69.99 depending on plan | £0 to £59.90 + VAT | 6.5 |
| Transaction Fees (GBP) | 0.0 | 0.0 | 0.0 | £0.20 per transfer (above free limit) | — | 0.3 |
| International Transfer Fees (GBP) | 0.0 | 0.0 | 0.0 | £1 + 1.50% FX fee | — | 9.0 |
| Interest on Credit Balance (%) | 0.0 | 0.0 | 0.0 | — | — | 0.0 |
| Online Banking Features | Advanced | Advanced | Advanced | Advanced | Advanced | Advanced |
| Customer Support | Email Only | 24/7 Support | Phone & Email | 24/7 Support | 24/7 Support | Phone & Email |
| Integrations (Accounting Software etc.) | Advanced | Advanced | Advanced | Advanced | Advanced | Basic |
| Mobile App Rating (stars) | 4.6 | 4.8 | 4.7 | 4.4 | 4.6 | 4.4 |
| ATM Withdrawal Limit (GBP) | 200.0 | 300.0 | 200.0 | £1 per withdrawal | — | 500.0 |
| Account Opening Time | Within 24 hours | Same day | Within 24 hours | Upload valid photo ID and selfie | — | Up to 10 days |
Frequently asked questions
What is the best business bank account in the UK for 2026?
The Revolut Business Account is currently rated as the best business bank account in the UK, scoring 88/100, followed closely by the Starling Bank Business Account.
How do Revolut and Starling business accounts compare on fees?
We compare monthly fees, transaction fees, and international transfer fees for both Revolut and Starling business accounts to help you find the most cost-effective option.
Can I get an overdraft with a UK business bank account?
Our comparison includes information on the overdraft facility offered by various UK business bank accounts, including Revolut and Starling.
How is the ranking for UK business bank accounts determined?
Our ranking is based on a neutral assessment of key criteria such as fees, overdrafts, and online banking features, with all data sourced transparently; our rankings are not influenced by payments from providers.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.