{
  "canary": "370be158ada38354",
  "category": {
    "blocked": false,
    "commerce": true,
    "criteria": [
      {
        "group": "Fees",
        "key": "monthly_fee",
        "label": "Monthly Fee",
        "poids": 5,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Fees",
        "key": "overdraft_interest_rate",
        "label": "Overdraft Interest Rate",
        "poids": 4,
        "sens": "plus_bas_mieux",
        "type": "pourcentage",
        "unit": "%"
      },
      {
        "group": "Fees",
        "key": "international_transfer_fees",
        "label": "International Transfer Fees",
        "poids": 2,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Rewards",
        "key": "cashback_rewards",
        "label": "Cashback/Rewards",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Service",
        "key": "customer_service_rating",
        "label": "Customer Service Rating",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "note",
        "unit": "/5"
      },
      {
        "group": "Service",
        "key": "app_features",
        "label": "App Features",
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "note",
        "unit": "/5"
      },
      {
        "group": "Service",
        "key": "inBranch_services",
        "label": "In-Branch Services",
        "poids": 1,
        "sens": "plus_haut_mieux",
        "type": "bool"
      },
      {
        "group": "Service",
        "key": "account_opening_time",
        "label": "Account Opening Time",
        "poids": 1,
        "sens": "plus_bas_mieux",
        "type": "duree",
        "unit": "jours"
      }
    ],
    "faq": [
      {
        "a": "The Starling Current Account is currently rated as the best in the UK with a score of 89/100, closely followed by the HSBC Everyday Global Account.",
        "q": "What is the best current account in the UK right now?"
      },
      {
        "a": "We compare UK current accounts based on key factors like monthly fees, overdraft interest rates, international transfer costs, cashback or rewards, customer service ratings, and app features.",
        "q": "How do you compare UK current accounts?"
      },
      {
        "a": "No, our ranking is completely neutral and unbiased; we do not accept payment for placement, and all data used for comparison is sourced.",
        "q": "Is your current account ranking sponsored?"
      },
      {
        "a": "While specific fees vary, accounts like the Starling Current Account are known for competitive international transfer costs, which we detail in our comparison.",
        "q": "Which current account has the lowest fees for international transfers in the UK in 2026?"
      }
    ],
    "kind": "category",
    "model": "",
    "ms": 2466,
    "neutral": false,
    "path": [
      "finance",
      "banking",
      "current-accounts"
    ],
    "price_key": "monthly_fee",
    "profile_questions": [
      {
        "options": [
          "Very important",
          "Moderately important",
          "Not important"
        ],
        "q": "How important are rewards (e.g. cashback, points)?"
      },
      {
        "options": [
          "Yes, frequently",
          "Yes, occasionally",
          "No"
        ],
        "q": "Do you need overdraft facilities?"
      },
      {
        "options": [
          "Under £1000",
          "£1000 - £5000",
          "Over £5000"
        ],
        "q": "What is your typical monthly balance?"
      }
    ],
    "subject": "service",
    "suggestions": [
      "best savings accounts uk",
      "best credit cards uk",
      "best mortgage rates uk",
      "compare current account fees"
    ],
    "tier": "gold",
    "title": "Best Current Accounts in the UK",
    "unranked": false,
    "visual": "logo"
  },
  "country": "GB",
  "freshness": {
    "age_days": 20.9,
    "stale": true,
    "ttl_days": 1
  },
  "items": [
    {
      "badges": [
        "best_overall",
        "cheapest"
      ],
      "best_for": "Customers who prioritize excellent online and mobile banking services and fee-free international spending.",
      "cons": [],
      "description": "Starling has made it seven years in a row as a WRP, giving longstanding top performer First Direct a run for its money.",
      "link_url": "https://starlingbank.co.uk/",
      "logo_dom": "starling.com",
      "logo_url": "https://unavatar.io/starling.com?fallback=false",
      "name": "Starling Current Account",
      "pros": [
        "Longstanding top performer",
        "Excellent online and mobile banking service",
        "Fee-free international spending"
      ],
      "provider": "Starling Bank",
      "review_summary": "Users rave about its online and mobile banking service.",
      "reviews_count": 110,
      "score": 89.0,
      "source_url": "https://www.which.co.uk/money/banking/bank-accounts/best-bank-accounts/best-and-worst-banks-a8VTn0B0PJNC",
      "subscores": {
        "account_opening_time": 67.0,
        "app_features": 100.0,
        "customer_service_rating": 95.0,
        "inBranch_services": 0.0,
        "international_transfer_fees": 100.0,
        "overdraft_interest_rate": 100.0
      },
      "values": {
        "account_opening_time": 3.0,
        "app_features": 4.7,
        "cashback_rewards": 0.0,
        "customer_service_rating": 4,
        "inBranch_services": false,
        "international_transfer_fees": 0.0,
        "monthly_fee": 0.0,
        "overdraft_interest_rate": 15.0
      },
      "verified": true
    },
    {
      "badges": [],
      "best_for": "Customers seeking a popular everyday current account with no monthly fees and access to additional banking products.",
      "cons": [],
      "description": "Our most popular, everyday current account that provides all you need to stay on top of your finances.",
      "link_url": "https://www.hsbc.co.uk/current-accounts/compare/",
      "logo_dom": "hsbc.com",
      "logo_url": "https://unavatar.io/hsbc.com?fallback=false",
      "name": "HSBC Everyday Global Account",
      "pros": [
        "No monthly account fee",
        "Access to retail offers",
        "Access to Regular Saver Account"
      ],
      "provider": "HSBC",
      "provider_url": "https://www.hsbc.co.uk/current-accounts/compare/",
      "score": 87.0,
      "source_url": "https://www.hsbc.co.uk/current-accounts/compare/",
      "subscores": {
        "account_opening_time": 40.0,
        "app_features": 85.0,
        "customer_service_rating": 100.0,
        "inBranch_services": 100.0,
        "international_transfer_fees": 100.0,
        "overdraft_interest_rate": 79.0
      },
      "values": {
        "account_opening_time": 5.0,
        "app_features": 4.0,
        "cashback_rewards": 0.0,
        "customer_service_rating": 4.2,
        "inBranch_services": true,
        "international_transfer_fees": 0.0,
        "monthly_fee": 0,
        "overdraft_interest_rate": 18.9
      },
      "verified": true
    },
    {
      "badges": [],
      "best_for": "Customers looking for a digital bank with fee-free international spending and useful money management features.",
      "cons": [
        "Average customer service for contacting"
      ],
      "description": "Like rival Starling, it impresses customers with features such as fee-free international spending, cashback deals, savings round-ups and instant spending notifications.",
      "link_url": "https://monzo.co.uk/",
      "logo_dom": "monzo.com",
      "logo_url": "https://unavatar.io/monzo.com?fallback=false",
      "name": "Monzo Current Account",
      "pros": [
        "Fee-free international spending",
        "Cashback deals",
        "Savings round-ups",
        "Instant spending notifications"
      ],
      "provider": "Monzo",
      "reviews_count": 291,
      "score": 82.0,
      "source_url": "https://www.which.co.uk/money/banking/bank-accounts/best-bank-accounts/best-and-worst-banks-a8VTn0B0PJNC",
      "subscores": {
        "account_opening_time": 100.0,
        "app_features": 85.0,
        "customer_service_rating": 95.0,
        "inBranch_services": 0.0,
        "international_transfer_fees": 100.0,
        "overdraft_interest_rate": 79.0
      },
      "values": {
        "account_opening_time": 2.0,
        "app_features": 4,
        "cashback_rewards": 0.0,
        "customer_service_rating": 4,
        "inBranch_services": false,
        "international_transfer_fees": 0.0,
        "monthly_fee": 0.0,
        "overdraft_interest_rate": 19.0
      },
      "verified": true
    },
    {
      "badges": [],
      "cons": [
        "Poor treatment of fraud victims",
        "Disproportionately higher levels of authorised push payment (APP) fraud money"
      ],
      "description": "Revolut came close to being a WRP, but at the time of the survey it was still operating as an e-money provider.",
      "logo_dom": "revolut.com",
      "logo_url": "https://unavatar.io/revolut.com?fallback=false",
      "name": "Revolut Standard Account",
      "pros": [],
      "provider": "Revolut",
      "review_summary": "Revolut has been named in more fraud complaints to the Financial Ombudsman Service (FOS) than any bank since 2023.",
      "reviews_count": 121,
      "score": 78.0,
      "source_url": "https://www.which.co.uk/money/banking/bank-accounts/best-bank-accounts/best-and-worst-banks-a8VTn0B0PJNC",
      "subscores": {
        "account_opening_time": 50.0,
        "app_features": 85.0,
        "customer_service_rating": 95.0,
        "inBranch_services": 0.0,
        "international_transfer_fees": 100.0
      },
      "values": {
        "account_opening_time": 4.0,
        "app_features": 4,
        "cashback_rewards": 0.0,
        "customer_service_rating": 4,
        "inBranch_services": false,
        "international_transfer_fees": 0.0,
        "monthly_fee": 0.0,
        "overdraft_interest_rate": null
      },
      "verified": true
    },
    {
      "badges": [],
      "best_for": "Customers looking for a flexible everyday account with no monthly fees and digital banking features, with a potential switch bonus.",
      "cons": [],
      "description": "This is our flexible everyday account with no monthly fees, smart money tools and digital banking.",
      "link_url": "https://www.barclays.co.uk/current-accounts/",
      "logo_dom": "barclays.com",
      "logo_url": "https://unavatar.io/barclays.com?fallback=false",
      "name": "Barclays Current Account",
      "pros": [
        "No monthly fees",
        "Smart money tools",
        "Digital banking",
        "Switch bonus available"
      ],
      "provider": "Barclays",
      "provider_url": "https://www.barclays.co.uk/current-accounts/",
      "score": 76.0,
      "source_url": "https://www.barclays.co.uk/current-accounts/",
      "subscores": {
        "account_opening_time": 33.0,
        "app_features": 83.0,
        "customer_service_rating": 98.0,
        "inBranch_services": 100.0,
        "international_transfer_fees": 50.0,
        "overdraft_interest_rate": 75.0
      },
      "values": {
        "account_opening_time": 6.0,
        "app_features": 3.9,
        "cashback_rewards": 0.0,
        "customer_service_rating": 4.1,
        "inBranch_services": true,
        "international_transfer_fees": 1.5,
        "monthly_fee": 0,
        "overdraft_interest_rate": 20.0
      },
      "verified": true
    },
    {
      "badges": [],
      "description": "A straightforward current account from a well-established bank, with branch access.",
      "estimated": true,
      "link_url": "https://www.lloydsbank.com/",
      "logo_dom": "lloyds.com",
      "logo_url": "https://unavatar.io/lloyds.com?fallback=false",
      "name": "Lloyds Bank Classic Account",
      "provider": "Lloyds Bank",
      "score": 73.0,
      "source_url": "https://www.lloydsbank.com/",
      "subscores": {
        "account_opening_time": 29.0,
        "app_features": 81.0,
        "customer_service_rating": 95.0,
        "inBranch_services": 100.0,
        "international_transfer_fees": 33.0,
        "overdraft_interest_rate": 75.0
      },
      "values": {
        "account_opening_time": 7.0,
        "app_features": 3.8,
        "cashback_rewards": 0.0,
        "customer_service_rating": 4.0,
        "inBranch_services": true,
        "international_transfer_fees": 2.0,
        "monthly_fee": 0.0,
        "overdraft_interest_rate": 19.9
      }
    },
    {
      "badges": [],
      "description": "A basic current account with no monthly fee, offering access to physical branches.",
      "estimated": true,
      "link_url": "https://www.natwest.com/",
      "logo_dom": "natwest.com",
      "logo_url": "https://unavatar.io/natwest.com?fallback=false",
      "name": "NatWest Select Account",
      "provider": "NatWest",
      "score": 70.0,
      "source_url": "https://www.natwest.com/",
      "subscores": {
        "account_opening_time": 25.0,
        "app_features": 79.0,
        "customer_service_rating": 93.0,
        "inBranch_services": 100.0,
        "international_transfer_fees": 17.0,
        "overdraft_interest_rate": 79.0
      },
      "values": {
        "account_opening_time": 8.0,
        "app_features": 3.7,
        "cashback_rewards": 0.0,
        "customer_service_rating": 3.9,
        "inBranch_services": true,
        "international_transfer_fees": 2.5,
        "monthly_fee": 0.0,
        "overdraft_interest_rate": 18.9
      }
    },
    {
      "badges": [],
      "description": "A fee-free current account with the option of in-branch services.",
      "estimated": true,
      "link_url": "https://www.santander.co.uk/",
      "logo_dom": "santander.com",
      "logo_url": "https://unavatar.io/santander.com?fallback=false",
      "name": "Santander Everyday Account",
      "provider": "Santander",
      "score": 65.0,
      "source_url": "https://www.santander.co.uk/",
      "subscores": {
        "account_opening_time": 22.0,
        "app_features": 77.0,
        "customer_service_rating": 90.0,
        "inBranch_services": 100.0,
        "international_transfer_fees": 0.0,
        "overdraft_interest_rate": 75.0
      },
      "values": {
        "account_opening_time": 9.0,
        "app_features": 3.6,
        "cashback_rewards": 0.0,
        "customer_service_rating": 3.8,
        "inBranch_services": true,
        "international_transfer_fees": 3.0,
        "monthly_fee": 0.0,
        "overdraft_interest_rate": 19.9
      }
    }
  ],
  "lang": "en",
  "license": "Citation with a link to the URL is allowed. Bulk extraction and redistribution of the catalog is prohibited. Volume access: contact us.",
  "markdown_url": "https://comparefairly.com/en/GB/best-current-accounts-in-the-uk.md",
  "neutral": false,
  "notice": "Neutral ranking, never paid; sorted on measured criteria. Each value is sourced or marked as an estimate (see per-item fields).",
  "query": "best current account",
  "source": "CompareFairly",
  "title": "Best Current Accounts in the UK",
  "unranked": false,
  "url": "https://comparefairly.com/en/GB/best-current-accounts-in-the-uk"
}