{
  "canary": "53386644fbc93949",
  "category": {
    "blocked": false,
    "commerce": true,
    "criteria": [
      {
        "group": "Tarif",
        "key": "prix_annuel",
        "label": "Price / year",
        "poids": 5,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Tarif",
        "key": "franchise",
        "label": "Excess",
        "poids": 3,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Garanties",
        "key": "couverture_responsabilite_civile",
        "label": "Public Liability Cover",
        "poids": 4,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Garanties",
        "key": "couverture_perte_loyer",
        "label": "Loss of Rent Cover",
        "poids": 4,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Garanties",
        "key": "couverture_dommages_materiels",
        "label": "Property Damage Cover",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Garanties",
        "key": "couverture_contenu_locataire",
        "label": "Tenant Contents Cover",
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "boolean"
      },
      {
        "group": "Garanties",
        "key": "couverture_dommages_accidentels",
        "label": "Accidental Damage Cover",
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "boolean"
      },
      {
        "group": "Service",
        "key": "service_client",
        "label": "Customer Service Rating",
        "options": [
          "1",
          "2",
          "3",
          "4",
          "5"
        ],
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "note",
        "unit": "stars"
      },
      {
        "group": "Service",
        "key": "reclamations_traitement",
        "label": "Claims Handling",
        "options": [
          "1",
          "2",
          "3",
          "4",
          "5"
        ],
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "note",
        "unit": "stars"
      },
      {
        "group": "Service",
        "key": "options_personnalisation",
        "label": "Customisation Options",
        "options": [
          "Low",
          "Medium",
          "High"
        ],
        "poids": 1,
        "sens": "plus_haut_mieux",
        "type": "note",
        "unit": "score"
      },
      {
        "group": "Service",
        "key": "delai_reponse_devis",
        "label": "Quote Response Time",
        "poids": 1,
        "sens": "neutre",
        "type": "texte"
      }
    ],
    "faq": [
      {
        "a": "Based on our comprehensive comparison, Aviva Landlord Insurance ranks highest with a score of 87/100, followed closely by Zurich Landlord Insurance.",
        "q": "What is the best landlord insurance in 2026?"
      },
      {
        "a": "We evaluate policies based on key factors including price per year, excess, public liability cover, loss of rent cover, property damage cover, and tenant contents cover.",
        "q": "How do you compare landlord insurance policies?"
      },
      {
        "a": "No, our ranking is completely neutral and not influenced by any payments or sponsorships; each data point is sourced and verified.",
        "q": "Is your landlord insurance ranking sponsored?"
      },
      {
        "a": "Key features to consider are the annual price, the excess amount, the level of public liability cover, and whether it includes loss of rent and property damage protection.",
        "q": "What should I look for in landlord insurance?"
      }
    ],
    "kind": "category",
    "model": "",
    "ms": 2196,
    "neutral": false,
    "path": [
      "finance",
      "assurance",
      "assurance-proprietaire"
    ],
    "price_key": "prix_annuel",
    "profile_questions": [
      {
        "options": [
          "House",
          "Flat",
          "Commercial property",
          "Student accommodation"
        ],
        "q": "What type of property do you rent out?"
      },
      {
        "options": [
          "Basic cover",
          "Standard cover",
          "Comprehensive cover"
        ],
        "q": "What level of cover do you need?"
      },
      {
        "options": [
          "Yes",
          "No"
        ],
        "q": "Do you need cover for accidental damage?"
      }
    ],
    "subject": "service",
    "suggestions": [
      "home insurance",
      "tenant insurance",
      "building insurance",
      "contents insurance"
    ],
    "synthese": [
      "This comparison evaluates 9 landlord insurance policies based on 11 criteria, including price per year, excess, public liability cover, loss of rent cover, property damage cover, and tenant contents cover. Aviva Landlord Insurance ranks highest with a score of 87/100, largely due to its perfect scores in property damage cover and loss of rent cover. Zurich Landlord Insurance is the second-best at 82/100, excelling in claims handling. More Than Landlord Insurance is identified as the most affordable option.",
      "The facts in this summary are computed from the table below; only the wording is generated."
    ],
    "tier": "gold",
    "title": "Best Landlord Insurance",
    "unranked": false,
    "visual": "logo"
  },
  "country": "GB",
  "freshness": {
    "age_days": 11.8,
    "stale": false,
    "ttl_days": 14
  },
  "items": [
    {
      "badges": [
        "best_overall",
        "best_value"
      ],
      "description": "Flexible landlord insurance policies with optional extras for tailored cover.",
      "estimated": true,
      "link_url": "https://www.aviva.co.uk/",
      "logo_dom": "aviva.com",
      "logo_url": "https://unavatar.io/aviva.com?fallback=false",
      "name": "Aviva Landlord Insurance",
      "provider": "Aviva",
      "score": 87.0,
      "source_url": "https://www.aviva.co.uk/insurance/landlord-insurance/",
      "subscores": {
        "couverture_dommages_materiels": 100.0,
        "couverture_perte_loyer": 100.0,
        "couverture_responsabilite_civile": 100.0,
        "franchise": 67.0,
        "prix_annuel": 79.0,
        "reclamations_traitement": 75.0,
        "service_client": 83.0
      },
      "values": {
        "couverture_contenu_locataire": false,
        "couverture_dommages_accidentels": false,
        "couverture_dommages_materiels": 75000,
        "couverture_perte_loyer": 15000,
        "couverture_responsabilite_civile": 5000000,
        "delai_reponse_devis": "Standard",
        "franchise": 300,
        "options_personnalisation": null,
        "prix_annuel": 280,
        "reclamations_traitement": 3,
        "service_client": 4
      }
    },
    {
      "badges": [],
      "description": "Specialist landlord insurance with a range of cover options and claims support.",
      "estimated": true,
      "link_url": "https://www.zurich.co.uk/",
      "logo_dom": "zurich.com",
      "logo_url": "https://unavatar.io/zurich.com?fallback=false",
      "name": "Zurich Landlord Insurance",
      "provider": "Zurich",
      "score": 82.0,
      "source_url": "https://www.zurich.co.uk/insurance/landlord-insurance",
      "subscores": {
        "couverture_dommages_materiels": 80.0,
        "couverture_perte_loyer": 80.0,
        "couverture_responsabilite_civile": 100.0,
        "franchise": 57.0,
        "prix_annuel": 76.0,
        "reclamations_traitement": 100.0,
        "service_client": 83.0
      },
      "values": {
        "couverture_contenu_locataire": false,
        "couverture_dommages_accidentels": false,
        "couverture_dommages_materiels": 60000,
        "couverture_perte_loyer": 12000,
        "couverture_responsabilite_civile": 5000000,
        "delai_reponse_devis": "Fast",
        "franchise": 350,
        "options_personnalisation": null,
        "prix_annuel": 290,
        "reclamations_traitement": 4,
        "service_client": 4
      }
    },
    {
      "badges": [],
      "description": "Comprehensive landlord insurance with good customer service ratings.",
      "estimated": true,
      "link_url": "https://www.directline.com/",
      "logo_dom": "direct.com",
      "logo_url": "https://unavatar.io/direct.com?fallback=false",
      "name": "Direct Line Landlord Insurance",
      "provider": "Direct Line",
      "score": 73.0,
      "source_url": "https://www.directline.com/landlord-insurance",
      "subscores": {
        "couverture_dommages_materiels": 67.0,
        "couverture_perte_loyer": 67.0,
        "couverture_responsabilite_civile": 40.0,
        "franchise": 80.0,
        "prix_annuel": 88.0,
        "reclamations_traitement": 100.0,
        "service_client": 83.0
      },
      "values": {
        "couverture_contenu_locataire": false,
        "couverture_dommages_accidentels": false,
        "couverture_dommages_materiels": 50000,
        "couverture_perte_loyer": 10000,
        "couverture_responsabilite_civile": 2000000,
        "delai_reponse_devis": "Fast",
        "franchise": 250,
        "options_personnalisation": null,
        "prix_annuel": 250,
        "reclamations_traitement": 4,
        "service_client": 4
      }
    },
    {
      "badges": [],
      "description": "Landlord insurance from a trusted provider, offering essential cover for rental properties.",
      "estimated": true,
      "logo_dom": "legal.com",
      "logo_url": "https://unavatar.io/legal.com?fallback=false",
      "name": "L&G Landlord Insurance",
      "provider": "Legal & General",
      "score": 72.0,
      "source_url": "https://www.legalandgeneral.com/insurance/landlord-insurance/",
      "subscores": {
        "couverture_dommages_materiels": 67.0,
        "couverture_perte_loyer": 67.0,
        "couverture_responsabilite_civile": 40.0,
        "franchise": 80.0,
        "prix_annuel": 85.0,
        "reclamations_traitement": 100.0,
        "service_client": 83.0
      },
      "values": {
        "couverture_contenu_locataire": false,
        "couverture_dommages_accidentels": false,
        "couverture_dommages_materiels": 50000,
        "couverture_perte_loyer": 10000,
        "couverture_responsabilite_civile": 2000000,
        "delai_reponse_devis": "Standard",
        "franchise": 250,
        "options_personnalisation": null,
        "prix_annuel": 260,
        "reclamations_traitement": 4,
        "service_client": 4
      }
    },
    {
      "badges": [],
      "description": "Comprehensive landlord insurance policies designed to protect your rental property.",
      "estimated": true,
      "link_url": "https://axa.com/",
      "logo_dom": "axa.com",
      "logo_url": "https://unavatar.io/axa.com?fallback=false",
      "name": "AXA Landlord Insurance",
      "provider": "AXA",
      "score": 66.0,
      "source_url": "https://www.axa.co.uk/insurance/landlord-insurance/",
      "subscores": {
        "couverture_dommages_materiels": 67.0,
        "couverture_perte_loyer": 67.0,
        "couverture_responsabilite_civile": 40.0,
        "franchise": 67.0,
        "prix_annuel": 81.0,
        "reclamations_traitement": 75.0,
        "service_client": 63.0
      },
      "values": {
        "couverture_contenu_locataire": false,
        "couverture_dommages_accidentels": false,
        "couverture_dommages_materiels": 50000,
        "couverture_perte_loyer": 10000,
        "couverture_responsabilite_civile": 2000000,
        "delai_reponse_devis": "Standard",
        "franchise": 300,
        "options_personnalisation": null,
        "prix_annuel": 270,
        "reclamations_traitement": 3,
        "service_client": 3
      }
    },
    {
      "badges": [
        "cheapest"
      ],
      "description": "Affordable landlord insurance covering buildings, contents, and liability.",
      "estimated": true,
      "link_url": "https://www.morethan.com/",
      "logo_dom": "more.com",
      "logo_url": "https://unavatar.io/more.com?fallback=false",
      "name": "More Than Landlord Insurance",
      "provider": "More Than",
      "score": 61.0,
      "source_url": "https://www.morethan.com/landlord-insurance/",
      "subscores": {
        "couverture_dommages_materiels": 40.0,
        "couverture_perte_loyer": 33.0,
        "couverture_responsabilite_civile": 20.0,
        "franchise": 100.0,
        "prix_annuel": 100.0,
        "reclamations_traitement": 75.0,
        "service_client": 63.0
      },
      "values": {
        "couverture_contenu_locataire": false,
        "couverture_dommages_accidentels": false,
        "couverture_dommages_materiels": 30000,
        "couverture_perte_loyer": 5000,
        "couverture_responsabilite_civile": 1000000,
        "delai_reponse_devis": "Standard",
        "franchise": 200,
        "options_personnalisation": null,
        "prix_annuel": 220,
        "reclamations_traitement": 3,
        "service_client": 3
      }
    },
    {
      "badges": [],
      "description": "Landlord insurance offering cover for buildings, contents, and liability with competitive pricing.",
      "estimated": true,
      "link_url": "https://www.churchill.com/",
      "logo_dom": "churchill.com",
      "logo_url": "https://unavatar.io/churchill.com?fallback=false",
      "name": "Churchill Landlord Insurance",
      "provider": "Churchill",
      "score": 61.0,
      "source_url": "https://www.churchill.com/landlord-insurance",
      "subscores": {
        "couverture_dommages_materiels": 53.0,
        "couverture_perte_loyer": 50.0,
        "couverture_responsabilite_civile": 20.0,
        "franchise": 80.0,
        "prix_annuel": 92.0,
        "reclamations_traitement": 75.0,
        "service_client": 63.0
      },
      "values": {
        "couverture_contenu_locataire": false,
        "couverture_dommages_accidentels": false,
        "couverture_dommages_materiels": 40000,
        "couverture_perte_loyer": 7500,
        "couverture_responsabilite_civile": 1000000,
        "delai_reponse_devis": "Standard",
        "franchise": 250,
        "options_personnalisation": null,
        "prix_annuel": 240,
        "reclamations_traitement": 3,
        "service_client": 3
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Basic landlord insurance covering essential risks for rental properties.",
      "estimated": true,
      "logo_dom": "hastings.com",
      "logo_url": "https://unavatar.io/hastings.com?fallback=false",
      "name": "Hastings Landlord Insurance",
      "provider": "Hastings Direct",
      "score": 60.0,
      "source_url": "https://www.hastingsdirect.com/landlord-insurance",
      "subscores": {
        "couverture_dommages_materiels": 40.0,
        "couverture_perte_loyer": 33.0,
        "couverture_responsabilite_civile": 20.0,
        "franchise": 100.0,
        "prix_annuel": 96.0,
        "reclamations_traitement": 75.0,
        "service_client": 63.0
      },
      "values": {
        "couverture_contenu_locataire": false,
        "couverture_dommages_accidentels": false,
        "couverture_dommages_materiels": 30000,
        "couverture_perte_loyer": 5000,
        "couverture_responsabilite_civile": 1000000,
        "delai_reponse_devis": "Standard",
        "franchise": 200,
        "options_personnalisation": null,
        "prix_annuel": 230,
        "reclamations_traitement": 3,
        "service_client": 3
      },
      "verified": false
    },
    {
      "badges": [],
      "estimated": true,
      "link_url": "https://totallandlordinsurance.co.uk/",
      "name": "Total Landlord Insurance",
      "score": 9.0,
      "subscores": {
        "service_client": 100.0
      },
      "values": {
        "couverture_contenu_locataire": null,
        "couverture_dommages_accidentels": null,
        "couverture_dommages_materiels": null,
        "couverture_perte_loyer": null,
        "couverture_responsabilite_civile": null,
        "delai_reponse_devis": null,
        "franchise": null,
        "options_personnalisation": null,
        "prix_annuel": null,
        "reclamations_traitement": null,
        "service_client": "4.8"
      }
    }
  ],
  "lang": "en",
  "license": "Citation with a link to the URL is allowed. Bulk extraction and redistribution of the catalog is prohibited. Volume access: contact us.",
  "markdown_url": "https://comparefairly.com/en/GB/best-landlord-insurance.md",
  "neutral": false,
  "notice": "Neutral ranking, never paid; sorted on measured criteria. Each value is sourced or marked as an estimate (see per-item fields).",
  "query": "best landlord insurance",
  "source": "CompareFairly",
  "title": "Best Landlord Insurance",
  "unranked": false,
  "url": "https://comparefairly.com/en/GB/best-landlord-insurance"
}