# Best Landlord Insurance _CompareFairly · en/GB · neutral comparison, cited sources, no paid placement_ **Category:** finance › assurance › assurance proprietaire **Our pick**: Aviva Landlord Insurance (87/100) · **Cheapest**: More Than Landlord Insurance · **Best value**: Aviva Landlord Insurance ## Comparison table | Criterion | Aviva Landlord Insurance | Zurich Landlord Insurance | Direct Line Landlord Insurance | L&G Landlord Insurance | AXA Landlord Insurance | More Than Landlord Insurance | | --- | --- | --- | --- | --- | --- | --- | | Price / year (GBP) | 280 | 290 | 250 | 260 | 270 | 220 | | Excess (GBP) | 300 | 350 | 250 | 250 | 300 | 200 | | Public Liability Cover (GBP) | 5000000 | 5000000 | 2000000 | 2000000 | 2000000 | 1000000 | | Loss of Rent Cover (GBP) | 15000 | 12000 | 10000 | 10000 | 10000 | 5000 | | Property Damage Cover (GBP) | 75000 | 60000 | 50000 | 50000 | 50000 | 30000 | | Tenant Contents Cover | - | - | - | - | - | - | | Accidental Damage Cover | - | - | - | - | - | - | | Customer Service Rating (stars) | 4 | 4 | 4 | 4 | 3 | 3 | | Claims Handling (stars) | 3 | 4 | 4 | 4 | 3 | 3 | | Quote Response Time | Standard | Fast | Fast | Standard | Standard | Standard | ## 1. Aviva Landlord Insurance Flexible landlord insurance policies with optional extras for tailored cover. _Source (estimate): [https://www.aviva.co.uk/insurance/landlord-insurance/](https://www.aviva.co.uk/insurance/landlord-insurance/)_ ## 2. Zurich Landlord Insurance Specialist landlord insurance with a range of cover options and claims support. _Source (estimate): [https://www.zurich.co.uk/insurance/landlord-insurance](https://www.zurich.co.uk/insurance/landlord-insurance)_ ## 3. Direct Line Landlord Insurance Comprehensive landlord insurance with good customer service ratings. _Source (estimate): [https://www.directline.com/landlord-insurance](https://www.directline.com/landlord-insurance)_ ## 4. L&G Landlord Insurance Landlord insurance from a trusted provider, offering essential cover for rental properties. _Source (estimate): [https://www.legalandgeneral.com/insurance/landlord-insurance/](https://www.legalandgeneral.com/insurance/landlord-insurance/)_ ## 5. AXA Landlord Insurance Comprehensive landlord insurance policies designed to protect your rental property. _Source (estimate): [https://www.axa.co.uk/insurance/landlord-insurance/](https://www.axa.co.uk/insurance/landlord-insurance/)_ ## 6. More Than Landlord Insurance Affordable landlord insurance covering buildings, contents, and liability. _Source (estimate): [https://www.morethan.com/landlord-insurance/](https://www.morethan.com/landlord-insurance/)_ ## 7. Churchill Landlord Insurance Landlord insurance offering cover for buildings, contents, and liability with competitive pricing. _Source (estimate): [https://www.churchill.com/landlord-insurance](https://www.churchill.com/landlord-insurance)_ ## 8. Hastings Landlord Insurance Basic landlord insurance covering essential risks for rental properties. _Source (estimate): [https://www.hastingsdirect.com/landlord-insurance](https://www.hastingsdirect.com/landlord-insurance)_ ## 9. Total Landlord Insurance ## In short This comparison evaluates 9 landlord insurance policies based on 11 criteria, including price per year, excess, public liability cover, loss of rent cover, property damage cover, and tenant contents cover. Aviva Landlord Insurance ranks highest with a score of 87/100, largely due to its perfect scores in property damage cover and loss of rent cover. Zurich Landlord Insurance is the second-best at 82/100, excelling in claims handling. More Than Landlord Insurance is identified as the most affordable option. The facts in this summary are computed from the table below; only the wording is generated. ## Frequently asked questions **What is the best landlord insurance in 2026?** Based on our comprehensive comparison, Aviva Landlord Insurance ranks highest with a score of 87/100, followed closely by Zurich Landlord Insurance. **How do you compare landlord insurance policies?** We evaluate policies based on key factors including price per year, excess, public liability cover, loss of rent cover, property damage cover, and tenant contents cover. **Is your landlord insurance ranking sponsored?** No, our ranking is completely neutral and not influenced by any payments or sponsorships; each data point is sourced and verified. **What should I look for in landlord insurance?** Key features to consider are the annual price, the excess amount, the level of public liability cover, and whether it includes loss of rent and property damage protection. --- _Generated by CompareFairly - neutral universal comparator. Ranking not for sale, data sourced._ --- _CompareFairly · https://comparefairly.com/en/GB/best-landlord-insurance — citation with a link is allowed; bulk extraction/redistribution is prohibited._