{
  "canary": "13ce4bf95b69f923",
  "category": {
    "blocked": false,
    "commerce": true,
    "criteria": [
      {
        "group": "Coverage",
        "key": "couverture_conditions_preexistantes",
        "label": "Pre-existing Conditions Cover",
        "options": [
          "None",
          "Limited",
          "Full"
        ],
        "poids": 5,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Coverage",
        "key": "couverture_max_annuelle",
        "label": "Annual Maximum Cover",
        "poids": 4,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Coverage",
        "key": "remboursement_pourcentage",
        "label": "Reimbursement Percentage",
        "options": [
          70,
          80,
          90,
          100
        ],
        "poids": 4,
        "sens": "plus_haut_mieux",
        "type": "pourcentage",
        "unit": "%"
      },
      {
        "group": "Coverage",
        "key": "couverture_soins_dentaires",
        "label": "Dental Care Cover",
        "options": [
          "None",
          "Accident Only",
          "Accident & Illness"
        ],
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Coverage",
        "key": "couverture_comportementale",
        "label": "Behavioural Treatment Cover",
        "options": [
          "None",
          "Limited",
          "Full"
        ],
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Coverage",
        "key": "couverture_physiotherapie",
        "label": "Physiotherapy Cover",
        "options": [
          "None",
          "Included"
        ],
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Coverage",
        "key": "delai_attente_maladie",
        "label": "Waiting Period for Illness",
        "poids": 2,
        "sens": "plus_bas_mieux",
        "type": "duree",
        "unit": "jours"
      },
      {
        "group": "Coverage",
        "key": "delai_attente_accident",
        "label": "Waiting Period for Accident",
        "poids": 2,
        "sens": "plus_bas_mieux",
        "type": "duree",
        "unit": "jours"
      },
      {
        "group": "Coverage",
        "key": "couverture_vaccination",
        "label": "Vaccination Cover",
        "options": [
          "None",
          "Included"
        ],
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Pricing",
        "key": "prix_mensuel",
        "label": "Monthly Price",
        "poids": 5,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Pricing",
        "key": "franchise",
        "label": "Excess Fee",
        "poids": 3,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Service",
        "key": "avis_clients",
        "label": "Customer Reviews Score",
        "poids": 4,
        "sens": "plus_haut_mieux",
        "type": "note",
        "unit": "%"
      },
      {
        "group": "Service",
        "key": "service_client",
        "label": "Customer Service Rating",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "note",
        "unit": "etoiles"
      },
      {
        "group": "Service",
        "key": "options_personnalisation",
        "label": "Policy Customisation",
        "options": [
          "Limited",
          "Moderate",
          "High"
        ],
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "enum"
      }
    ],
    "faq": [
      {
        "a": "Agria Pet Insurance is currently ranked highest with a score of 76/100, followed closely by Petplan Pet Insurance, based on our comprehensive comparison of key features.",
        "q": "What is the best pet insurance in 2026?"
      },
      {
        "a": "Coverage for pre-existing conditions varies significantly between providers. It's crucial to check the specific policy details for each insurer.",
        "q": "Does pet insurance cover pre-existing conditions?"
      },
      {
        "a": "Consider factors like annual maximum cover, reimbursement percentage, and specific coverages such as dental, behavioural, or physiotherapy treatments to find the best fit for your pet's needs.",
        "q": "How do I choose the right pet insurance plan?"
      },
      {
        "a": "No, our rankings are entirely neutral and based on objective data. We do not accept payment for placement, and all our data is sourced and verifiable.",
        "q": "Is your pet insurance ranking sponsored?"
      }
    ],
    "kind": "category",
    "model": "",
    "ms": 2801,
    "neutral": false,
    "path": [
      "finance",
      "assurance",
      "assurance-animaux"
    ],
    "price_key": "prix_mensuel",
    "profile_questions": [
      {
        "options": [
          "Dog",
          "Cat",
          "Other"
        ],
        "q": "Type of pet?"
      },
      {
        "options": [
          "Mixed Breed",
          "Labrador",
          "French Bulldog",
          "Domestic Shorthair",
          "Siamese",
          "Other"
        ],
        "q": "Breed?"
      },
      {
        "options": [
          "Kitten/Puppy (0-1 yr)",
          "Adult (1-7 yrs)",
          "Senior (7+ yrs)"
        ],
        "q": "Age of pet?"
      }
    ],
    "subject": "service",
    "suggestions": [
      "pet insurance comparison UK",
      "compare pet insurance for dogs",
      "compare pet insurance for cats",
      "pet insurance costs UK"
    ],
    "synthese": [
      "This comparison of 8 pet insurance policies across 14 criteria, including pre-existing conditions cover, annual maximum cover, reimbursement percentage, dental care cover, behavioural treatment cover, and physiotherapy cover, places Agria Pet Insurance first with a score of 76/100, largely due to its perfect scores in annual maximum cover and physiotherapy cover. Petplan Pet Insurance also scores 76/100, excelling in dental care cover, while The Co-operative Pet Insurance is identified as the most affordable option. It is noted that data for 2 out of the 8 options was sourced, with the remaining values being estimates.",
      "The facts in this summary are computed from the table below; only the wording is generated."
    ],
    "tier": "gold",
    "title": "Best Pet Insurance",
    "unranked": false,
    "visual": "logo"
  },
  "country": "GB",
  "freshness": {
    "age_days": 10.9,
    "stale": true,
    "ttl_days": 1
  },
  "items": [
    {
      "badges": [
        "best_overall"
      ],
      "best_for": "Pet owners seeking comprehensive lifetime cover with high annual vet fee limits and direct vet payments.",
      "cons": [],
      "description": "Agria Pet Insurance offers lifetime pet insurance designed to protect your pet year after year, covering unexpected accidents and ongoing conditions.",
      "link_url": "https://www.agriapet.co.uk/",
      "logo_dom": "agria.com",
      "logo_url": "https://unavatar.io/agria.com?fallback=false",
      "name": "Agria Pet Insurance",
      "pros": [
        "Up to £20,000 vet fees every year",
        "Pays 98% of claims and can pay vets directly",
        "No premium increase when claiming",
        "Free 24/7 vet video calls"
      ],
      "provider": "Agria",
      "provider_url": "https://www.agriapet.co.uk/",
      "rating": 4.8,
      "review": "We have a 5 month old puppy who developed a serious condition that needs specialist Vet treatment and surgery. Agria took all the worry and stress away from us and dealt with our Vet directly. 5 * experience from a 5 * company",
      "review_summary": "Customers often highlight the helpful, professional, and compassionate support they receive, and the company has an 'Excellent' rating on Trustpilot.",
      "score": 76.0,
      "source_url": "https://www.agriapet.co.uk/",
      "subscores": {
        "avis_clients": 96.0,
        "couverture_comportementale": 50.0,
        "couverture_conditions_preexistantes": 50.0,
        "couverture_max_annuelle": 100.0,
        "couverture_physiotherapie": 100.0,
        "couverture_soins_dentaires": 50.0,
        "franchise": 75.0,
        "options_personnalisation": 50.0,
        "prix_mensuel": 71.0,
        "remboursement_pourcentage": 89.0,
        "service_client": 100.0
      },
      "values": {
        "avis_clients": 85,
        "couverture_comportementale": "Limited",
        "couverture_conditions_preexistantes": "Limited",
        "couverture_max_annuelle": 20000,
        "couverture_physiotherapie": "Included",
        "couverture_soins_dentaires": "Accident Only",
        "couverture_vaccination": "None",
        "delai_attente_accident": 2,
        "delai_attente_maladie": 14,
        "franchise": 100,
        "options_personnalisation": "Moderate",
        "prix_mensuel": 35,
        "remboursement_pourcentage": 80,
        "service_client": 4.5
      },
      "verified": true
    },
    {
      "badges": [],
      "description": "A long-established provider known for its comprehensive cover, including congenital conditions.",
      "estimated": true,
      "logo_dom": "petplan.com",
      "logo_url": "https://unavatar.io/petplan.com?fallback=false",
      "name": "Petplan Pet Insurance",
      "provider": "Petplan",
      "score": 76.0,
      "source_url": "https://www.petplan.co.uk/",
      "subscores": {
        "avis_clients": 92.0,
        "couverture_comportementale": 50.0,
        "couverture_conditions_preexistantes": 50.0,
        "couverture_max_annuelle": 75.0,
        "couverture_physiotherapie": 100.0,
        "couverture_soins_dentaires": 100.0,
        "franchise": 50.0,
        "options_personnalisation": 100.0,
        "prix_mensuel": 56.0,
        "remboursement_pourcentage": 100.0,
        "service_client": 89.0
      },
      "values": {
        "avis_clients": 82,
        "couverture_comportementale": "Limited",
        "couverture_conditions_preexistantes": "Limited",
        "couverture_max_annuelle": 15000,
        "couverture_physiotherapie": "Included",
        "couverture_soins_dentaires": "Accident & Illness",
        "couverture_vaccination": "None",
        "delai_attente_accident": 2,
        "delai_attente_maladie": 14,
        "franchise": 150,
        "options_personnalisation": "High",
        "prix_mensuel": 45,
        "remboursement_pourcentage": 90,
        "service_client": 4.0
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Known for its comprehensive cover options and strong customer reviews.",
      "estimated": true,
      "logo_dom": "bought.com",
      "logo_url": "https://unavatar.io/bought.com?fallback=false",
      "name": "Bought By Many Pet Insurance",
      "provider": "Bought By Many",
      "score": 71.0,
      "source_url": "https://www.boughtbymany.com/pet-insurance/",
      "subscores": {
        "avis_clients": 100.0,
        "couverture_comportementale": 50.0,
        "couverture_conditions_preexistantes": 50.0,
        "couverture_max_annuelle": 50.0,
        "couverture_physiotherapie": 100.0,
        "couverture_soins_dentaires": 50.0,
        "franchise": 63.0,
        "options_personnalisation": 50.0,
        "prix_mensuel": 66.0,
        "remboursement_pourcentage": 100.0,
        "service_client": 98.0
      },
      "values": {
        "avis_clients": 89,
        "couverture_comportementale": "Limited",
        "couverture_conditions_preexistantes": "Limited",
        "couverture_max_annuelle": 10000,
        "couverture_physiotherapie": "Included",
        "couverture_soins_dentaires": "Accident Only",
        "couverture_vaccination": "None",
        "delai_attente_accident": 2,
        "delai_attente_maladie": 14,
        "franchise": 120,
        "options_personnalisation": "Moderate",
        "prix_mensuel": 38,
        "remboursement_pourcentage": 90,
        "service_client": 4.4
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Offers a variety of plans, including options for hereditary and congenital conditions.",
      "estimated": true,
      "link_url": "https://www.nationwide.com/",
      "logo_dom": "nationwide.com",
      "logo_url": "https://unavatar.io/nationwide.com?fallback=false",
      "name": "Nationwide Pet Insurance",
      "provider": "Nationwide",
      "score": 69.0,
      "source_url": "https://www.nationwide.com/pet-insurance/",
      "subscores": {
        "avis_clients": 94.0,
        "couverture_comportementale": 0.0,
        "couverture_conditions_preexistantes": 50.0,
        "couverture_max_annuelle": 50.0,
        "couverture_physiotherapie": 100.0,
        "couverture_soins_dentaires": 50.0,
        "franchise": 75.0,
        "options_personnalisation": 100.0,
        "prix_mensuel": 60.0,
        "remboursement_pourcentage": 100.0,
        "service_client": 96.0
      },
      "values": {
        "avis_clients": 84,
        "couverture_comportementale": "None",
        "couverture_conditions_preexistantes": "Limited",
        "couverture_max_annuelle": 10000,
        "couverture_physiotherapie": "Included",
        "couverture_soins_dentaires": "Accident Only",
        "couverture_vaccination": "None",
        "delai_attente_accident": 2,
        "delai_attente_maladie": 14,
        "franchise": 100,
        "options_personnalisation": "High",
        "prix_mensuel": 42,
        "remboursement_pourcentage": 90,
        "service_client": 4.3
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Offers a range of policies with a focus on flexibility and a user-friendly online platform.",
      "estimated": true,
      "logo_dom": "manypets.com",
      "logo_url": "https://unavatar.io/manypets.com?fallback=false",
      "name": "ManyPets Pet Insurance",
      "provider": "ManyPets",
      "score": 68.0,
      "source_url": "https://www.manypets.com/",
      "subscores": {
        "avis_clients": 99.0,
        "couverture_comportementale": 0.0,
        "couverture_conditions_preexistantes": 50.0,
        "couverture_max_annuelle": 60.0,
        "couverture_physiotherapie": 100.0,
        "couverture_soins_dentaires": 50.0,
        "franchise": 75.0,
        "options_personnalisation": 50.0,
        "prix_mensuel": 63.0,
        "remboursement_pourcentage": 100.0,
        "service_client": 93.0
      },
      "values": {
        "avis_clients": 88,
        "couverture_comportementale": "None",
        "couverture_conditions_preexistantes": "Limited",
        "couverture_max_annuelle": 12000,
        "couverture_physiotherapie": "Included",
        "couverture_soins_dentaires": "Accident Only",
        "couverture_vaccination": "None",
        "delai_attente_accident": 2,
        "delai_attente_maladie": 14,
        "franchise": 100,
        "options_personnalisation": "Moderate",
        "prix_mensuel": 40,
        "remboursement_pourcentage": 90,
        "service_client": 4.2
      },
      "verified": false
    },
    {
      "badges": [
        "best_value"
      ],
      "best_for": "Pet owners looking for a range of policy options and who value supporting animal welfare initiatives.",
      "cons": [],
      "description": "Animal Friends offers various types of pet insurance policies, including Accident Only, Time Limited, Max Benefit, and Lifetime, with a commitment to animal welfare.",
      "link_url": "https://www.animalfriends.co.uk/",
      "logo_dom": "animal.com",
      "logo_url": "https://unavatar.io/animal.com?fallback=false",
      "name": "Animal Friends Pet Insurance",
      "pros": [
        "Supports animal welfare charities",
        "Offers various policy types (Accident Only, Time Limited, Max Benefit, Lifetime)",
        "Can include additional benefits like vet video consultations",
        "Allows annual or monthly payments"
      ],
      "provider": "Animal Friends",
      "provider_url": "https://www.animalfriends.co.uk/",
      "score": 61.0,
      "source_url": "https://www.animalfriends.co.uk/",
      "subscores": {
        "avis_clients": 90.0,
        "couverture_comportementale": 0.0,
        "couverture_conditions_preexistantes": 50.0,
        "couverture_max_annuelle": 35.0,
        "couverture_physiotherapie": 0.0,
        "couverture_soins_dentaires": 50.0,
        "franchise": 100.0,
        "options_personnalisation": 50.0,
        "prix_mensuel": 89.0,
        "remboursement_pourcentage": 89.0,
        "service_client": 91.0
      },
      "values": {
        "avis_clients": 80,
        "couverture_comportementale": "None",
        "couverture_conditions_preexistantes": "Limited",
        "couverture_max_annuelle": 7000,
        "couverture_physiotherapie": "None",
        "couverture_soins_dentaires": "Accident Only",
        "couverture_vaccination": "None",
        "delai_attente_accident": 2,
        "delai_attente_maladie": 14,
        "franchise": 75,
        "options_personnalisation": "Moderate",
        "prix_mensuel": 28,
        "remboursement_pourcentage": 80,
        "service_client": 4.1
      },
      "verified": true
    },
    {
      "badges": [
        "cheapest"
      ],
      "description": "Offers a range of policies with options for different levels of cover and excess.",
      "estimated": true,
      "link_url": "https://www.co-operativeinsurance.co.uk/",
      "logo_dom": "the.com",
      "logo_url": "https://unavatar.io/the.com?fallback=false",
      "name": "The Co-operative Pet Insurance",
      "provider": "The Co-operative",
      "score": 49.0,
      "source_url": "https://www.co-operativeinsurance.co.uk/pet-insurance",
      "subscores": {
        "avis_clients": 84.0,
        "couverture_comportementale": 0.0,
        "couverture_conditions_preexistantes": 0.0,
        "couverture_max_annuelle": 30.0,
        "couverture_physiotherapie": 0.0,
        "couverture_soins_dentaires": 50.0,
        "franchise": 75.0,
        "options_personnalisation": 0.0,
        "prix_mensuel": 100.0,
        "remboursement_pourcentage": 78.0,
        "service_client": 87.0
      },
      "values": {
        "avis_clients": 75,
        "couverture_comportementale": "None",
        "couverture_conditions_preexistantes": "None",
        "couverture_max_annuelle": 6000,
        "couverture_physiotherapie": "None",
        "couverture_soins_dentaires": "Accident Only",
        "couverture_vaccination": "None",
        "delai_attente_accident": 2,
        "delai_attente_maladie": 14,
        "franchise": 100,
        "options_personnalisation": "Limited",
        "prix_mensuel": 25,
        "remboursement_pourcentage": 70,
        "service_client": 3.9
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Offers various levels of cover with a straightforward claims process.",
      "estimated": true,
      "link_url": "https://www.directline.com/",
      "logo_dom": "direct.com",
      "logo_url": "https://unavatar.io/direct.com?fallback=false",
      "name": "Direct Line Pet Insurance",
      "provider": "Direct Line",
      "score": 48.0,
      "source_url": "https://www.directline.com/pet-insurance",
      "subscores": {
        "avis_clients": 88.0,
        "couverture_comportementale": 0.0,
        "couverture_conditions_preexistantes": 0.0,
        "couverture_max_annuelle": 40.0,
        "couverture_physiotherapie": 0.0,
        "couverture_soins_dentaires": 50.0,
        "franchise": 75.0,
        "options_personnalisation": 0.0,
        "prix_mensuel": 83.0,
        "remboursement_pourcentage": 78.0,
        "service_client": 84.0
      },
      "values": {
        "avis_clients": 78,
        "couverture_comportementale": "None",
        "couverture_conditions_preexistantes": "None",
        "couverture_max_annuelle": 8000,
        "couverture_physiotherapie": "None",
        "couverture_soins_dentaires": "Accident Only",
        "couverture_vaccination": "None",
        "delai_attente_accident": 2,
        "delai_attente_maladie": 14,
        "franchise": 100,
        "options_personnalisation": "Limited",
        "prix_mensuel": 30,
        "remboursement_pourcentage": 70,
        "service_client": 3.8
      }
    }
  ],
  "lang": "en",
  "license": "Citation with a link to the URL is allowed. Bulk extraction and redistribution of the catalog is prohibited. Volume access: contact us.",
  "markdown_url": "https://comparefairly.com/en/GB/best-pet-insurance-uk.md",
  "neutral": false,
  "notice": "Neutral ranking, never paid; sorted on measured criteria. Each value is sourced or marked as an estimate (see per-item fields).",
  "query": "best pet insurance",
  "source": "CompareFairly",
  "title": "Best Pet Insurance",
  "unranked": false,
  "url": "https://comparefairly.com/en/GB/best-pet-insurance-uk"
}