# Best Savings Accounts _CompareFairly · en/GB · neutral comparison, cited sources, no paid placement_ **Category:** finance › banking › savings accounts **Our pick**: Virgin Money (Double Take Saver) (77/100) · **Cheapest**: Virgin Money (Double Take Saver) ## Comparison table | Criterion | Virgin Money (Double Take Saver) | Marcus by Goldman Sachs (Online Savings Account) | Coventry Building Society (Online Saver) | Nationwide Building Society (FlexiSaver) | Yorkshire Building Society (Online Saver) | Barclays Bank (Everyday Saver) | | --- | --- | --- | --- | --- | --- | --- | | Interest Rate (%) | 4.2 | 4.7 | 4.3 | 4.2 | 4.2 | 1 | | Account Fee (GBP) | 0 | 0 | 0 | 0 | 0 | 0 | | Minimum Deposit (GBP) | 1 | 1 | 1 | 1 | 1 | 0 | | Security Features | FSCS Protected, secure online platform | FDIC Insured (US equivalent), robust online security | FSCS Protected, secure online portal | FSCS Protected, secure online banking | FSCS Protected, secure online access | FSCS Protected, secure online and mobile banking | | ISA Eligible | - | - | - | - | - | - | | Online Banking Features | Online and mobile banking | Mobile app, online access, easy transfers | Online access, mobile banking | Online and mobile banking, easy transfers | Online access | Barclays app, Online Banking, in branch, over the phone | | Access Frequency | Rarely | Daily | Daily | Daily | Daily | Daily | | Withdrawal Limitations | Up to 2 withdrawals per calendar year | None | None | None | None | Unlimited withdrawals | | Fixed Term Options | - | - | - | - | - | - | | Customer Service Rating (/5) | 4.3 | 4.5 | 4.7 | 4.4 | 4.4 | 4.2 | ## 1. Virgin Money (Double Take Saver) A variable rate e-saver account with a limit of two withdrawals per calendar year. **Best for:** Savers who need occasional access to their funds but can limit withdrawals to twice a year. **Pros:** - Competitive variable rate - High maximum balance **Cons:** - Limited to 2 withdrawals per calendar year _Source (verified): [https://uk.virginmoney.uk/savings/find/results/online/](https://uk.virginmoney.uk/savings/find/results/online/)_ ## 2. Marcus by Goldman Sachs (Online Savings Account) A competitive online savings account with a strong interest rate and no withdrawal limitations. _Source (estimate): [https://www.marcus.co.uk/gb/en/savings](https://www.marcus.co.uk/gb/en/savings)_ ## 3. Coventry Building Society (Online Saver) Offers a good interest rate and flexibility for savers, with a strong reputation for customer service. _Source (estimate): [https://www.coventrybuildingsociety.co.uk/savings/online-saver.html](https://www.coventrybuildingsociety.co.uk/savings/online-saver.html)_ ## 4. Nationwide Building Society (FlexiSaver) A popular choice with a decent interest rate and good access, backed by a well-known building society. _Source (estimate): [https://www.nationwide.co.uk/savings/flexisaver](https://www.nationwide.co.uk/savings/flexisaver)_ ## 5. Yorkshire Building Society (Online Saver) Offers a competitive interest rate for online savers with no withdrawal restrictions. _Source (estimate): [https://www.theyorkshire.co.uk/savings/online-saver/](https://www.theyorkshire.co.uk/savings/online-saver/)_ ## 6. Barclays Bank (Everyday Saver) An easy access savings account for everyone with unlimited withdrawals. **Best for:** Individuals seeking a basic, accessible savings account with full flexibility for withdrawals. **Pros:** - Unlimited withdrawals - Available to everyone _Source (verified): [https://www.barclays.co.uk/savings/](https://www.barclays.co.uk/savings/)_ ## 7. TSB Bank (Smarter Saver) A simple savings account with a variable interest rate and easy access to your funds. _Source (estimate): [https://www.tsb.co.uk/savings/smarter-saver/](https://www.tsb.co.uk/savings/smarter-saver/)_ ## 8. HSBC Bank (Online Bonus Saver) Get a higher interest rate in any months you don't make a withdrawal, for existing HSBC customers only. **Best for:** Existing HSBC customers who can limit withdrawals to maximize bonus interest. **Pros:** - Higher interest rate for no withdrawals - Instant access **Cons:** - Only for existing HSBC customers - Bonus rate up to £50,000 only _Source (verified): [https://www.hsbc.co.uk/savings/](https://www.hsbc.co.uk/savings/)_ ## In short This comparison covers 8 savings accounts across 11 criteria: Interest Rate, Account Fee, Minimum Deposit, Bonus Interest Rate, Security Features, ISA Eligible. Virgin Money (Double Take Saver) comes first with 77/100, driven by Access Frequency (100/100) and Customer Service Rating (91/100). Marcus by Goldman Sachs (Online Savings Account) follows at 61/100 and beats it on Interest Rate. The cheapest option is Virgin Money (Double Take Saver). Sourced data: 3/8 options; the remaining values are estimates, flagged as such. ## Frequently asked questions **What is the best savings account in 2026?** As of August 1, 2026, the Virgin Money Double Take Saver ranks highest with a score of 77/100, followed closely by the Marcus by Goldman Sachs Online Savings Account. **How do you rank savings accounts?** Our rankings are based on a comprehensive analysis of key criteria including interest rate, account fees, minimum deposit, bonus interest rate, security features, and ISA eligibility. We maintain strict neutrality, ensuring our scores are data-driven and not influenced by commercial partnerships. **Which savings accounts offer the highest interest rates?** The Virgin Money Double Take Saver and Marcus by Goldman Sachs Online Savings Account are currently among the top performers for interest rates, alongside other factors evaluated in our comparison. **Are there any savings accounts with bonus interest rates?** Yes, bonus interest rates are a factor in our comparison. Specific details on which accounts offer them and their terms can be found within our detailed comparison table. --- _Generated by CompareFairly - neutral universal comparator. Ranking not for sale, data sourced._ --- _CompareFairly · https://comparefairly.com/en/GB/best-savings-accounts — citation with a link is allowed; bulk extraction/redistribution is prohibited._