# Best Travel Insurance _CompareFairly · en/GB · neutral comparison, cited sources, no paid placement_ **Category:** finance › assurance › assurance voyage **Our pick**: Allianz Travel Insurance (68/100) · **Cheapest**: SafetyWing · **Best value**: SafetyWing ## Comparison table | Criterion | Allianz Travel Insurance | Staysure | Columbus Direct | Flexi GO Travel Insurance | World Nomads | Trailfinders | | --- | --- | --- | --- | --- | --- | --- | | Medical Cover (GBP) | 10000000 | 10000000 | 5000000 | 5000000 | 5000000 | 5000000 | | Cancellation & Interruption Cover (GBP) | 5000 | 5000 | 3000 | 2500 | 2500 | 3000 | | Pre-existing Conditions Covered | ✓ | ✓ | - | - | - | - | | Excess (Medical) (GBP) | 0 | 0 | 0 | 0 | 0 | 0 | | Baggage Cover (GBP) | 2000 | 1500 | 1000 | 1000 | 1500 | 1200 | | Flight Delay Cover (GBP) | 500 | 500 | 250 | 250 | 300 | 300 | | Price / Year (GBP) | 550 | 500 | 400 | 410 | 450 | 480 | | Customer Reviews (/5) | 4.6 | 4.7 | 4.2 | 4.3 | 4.5 | 4.5 | | 24/7 Assistance | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | | Maximum Age (ans) | 79 | - | 75 | 75 | 65 | 70 | ## 1. Allianz Travel Insurance Aviva's travel insurance policy, offering comprehensive cover for various travel needs. **Best for:** Travelers seeking reliable support with 24/7 emergency assistance and optional gadget protection, provided pre-existing conditions are declared. **Pros:** - 24/7 emergency lines available 365 days a year - Covers costs not recoverable from other providers - Optional gadget cover available **Cons:** - Does not cover pre-existing medical conditions unless declared and agreed in writing - Cover applies only when away from home for two or more consecutive nights - Not covered if travelling against FCDO advice _Source (verified): [https://www.which.co.uk/money/insurance/travel-insurance/travel-insurance-reviews/best-and-worst-travel-insurance-ad1xp1C7eKFR](https://www.which.co.uk/money/insurance/travel-insurance/travel-insurance-reviews/best-and-worst-travel-insurance-ad1xp1C7eKFR)_ ## 2. Staysure Travel insurance for all ages, including pre-existing medical conditions. _Source (estimate): [https://www.staysure.co.uk/](https://www.staysure.co.uk/)_ ## 3. Columbus Direct Annual and single trip travel insurance policies. _Source (estimate): [https://www.columbusdirect.co.uk/](https://www.columbusdirect.co.uk/)_ ## 4. Flexi GO Travel Insurance Flexible travel insurance with options for single trips or annual cover. _Source (estimate): [https://www.flexigo.co.uk/](https://www.flexigo.co.uk/)_ ## 5. World Nomads Comprehensive travel insurance for adventurers, covering medical, gear, and more. _Source (estimate): [https://www.worldnomads.com/](https://www.worldnomads.com/)_ ## 6. Trailfinders Comprehensive travel insurance designed for independent travellers. _Source (estimate): [https://www.trailfinders.com/insurance](https://www.trailfinders.com/insurance)_ ## 7. World First Specialist travel insurance for backpackers and gap year travellers. _Source (estimate): [https://www.worldfirst.co.uk/](https://www.worldfirst.co.uk/)_ ## 8. Saga ## 9. SafetyWing Travel medical insurance for digital nomads and remote workers. _Source (estimate): [https://safetywing.com/](https://safetywing.com/)_ ## 10. Barclays ## 11. Nationwide ## In short This comparison evaluates 11 travel insurance policies based on 10 criteria, including medical cover, cancellation and interruption cover, pre-existing conditions, medical excess, baggage cover, and flight delay cover. Allianz Travel Insurance ranks highest with a score of 68/100, largely due to its perfect scores in maximum age and medical excess. Staysure is second with 62/100, excelling in price per year, while SafetyWing offers the cheapest option. The data for one option is sourced, with the remaining values being flagged as estimates. The facts in this summary are computed from the table below; only the wording is generated. ## Frequently asked questions **What is the best travel insurance in 2026?** Based on our comprehensive analysis, Allianz Travel Insurance currently ranks highest with a score of 68/100, followed closely by Staysure, making them top contenders for the best travel insurance options available. **How do I choose the right travel insurance for my needs?** Consider factors like medical cover, cancellation protection, and coverage for pre-existing conditions. Our comparison details these criteria to help you find the best fit. **Is Allianz Travel Insurance really the best option?** Allianz Travel Insurance leads our ranking due to its strong performance across key criteria. Our rankings are based on objective data and are not influenced by commercial partnerships, ensuring neutrality. **What should I look for in travel insurance for medical emergencies?** Prioritize comprehensive medical cover and a low excess amount. Baggage cover and flight delay protection are also important considerations for a complete policy. --- _Generated by CompareFairly - neutral universal comparator. Ranking not for sale, data sourced._ --- _CompareFairly · https://comparefairly.com/en/GB/best-travel-insurance — citation with a link is allowed; bulk extraction/redistribution is prohibited._