{
  "canary": "8b2bc2b93a4002de",
  "category": {
    "blocked": false,
    "commerce": true,
    "criteria": [
      {
        "group": "Price",
        "key": "price_annual",
        "label": "Price / Year",
        "poids": 5,
        "primary": true,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Price",
        "key": "excess_amount",
        "label": "Excess Amount",
        "poids": 3,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "GBP"
      },
      {
        "group": "Coverage",
        "key": "coverage_level",
        "label": "Coverage Level",
        "options": [
          "Third Party Only",
          "Third Party, Fire and Theft",
          "Comprehensive"
        ],
        "poids": 4,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Discounts",
        "key": "no_claims_discount",
        "label": "No Claims Discount (Years)",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "nombre",
        "unit": "ans"
      },
      {
        "group": "Reputation",
        "key": "customer_service_rating",
        "label": "Customer Service Rating",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "nombre",
        "unit": "étoiles"
      },
      {
        "group": "Reputation",
        "key": "claims_process_rating",
        "label": "Claims Process Rating",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "nombre",
        "unit": "étoiles"
      },
      {
        "group": "Add-ons",
        "key": "breakdown_cover",
        "label": "Breakdown Cover Included",
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "booleen"
      },
      {
        "group": "Add-ons",
        "key": "legal_expenses_cover",
        "label": "Legal Expenses Cover",
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "booleen"
      },
      {
        "group": "Add-ons",
        "key": "windscreen_cover",
        "label": "Windscreen Cover",
        "poids": 1,
        "sens": "plus_haut_mieux",
        "type": "booleen"
      },
      {
        "group": "Features",
        "key": "telematics_option",
        "label": "Telematics Option Available",
        "poids": 1,
        "sens": "plus_haut_mieux",
        "type": "booleen"
      },
      {
        "group": "Features",
        "key": "monthly_payment_option",
        "label": "Monthly Payment Option",
        "poids": 1,
        "sens": "plus_haut_mieux",
        "type": "booleen"
      }
    ],
    "faq": [
      {
        "a": "Direct Line is currently ranked highest with a score of 82/100, followed closely by Aviva, based on our comprehensive comparison of price, excess, coverage, and customer service.",
        "q": "What is the best car insurance in 2026?"
      },
      {
        "a": "Our rankings are based on a neutral, data-driven approach, evaluating factors like price, excess amount, coverage level, no claims discount, and customer service ratings, with all data sourced transparently.",
        "q": "How do you rank car insurance providers?"
      },
      {
        "a": "Direct Line scores highly for customer service, alongside its overall ranking, indicating a strong performance in customer satisfaction and claims handling.",
        "q": "Which car insurance has the best customer service?"
      },
      {
        "a": "The best car insurance deal depends on a combination of factors including your annual price, excess amount, the level of coverage you need, and your no claims discount history.",
        "q": "What factors determine the best car insurance deal?"
      }
    ],
    "kind": "category",
    "model": "",
    "ms": 5244,
    "neutral": false,
    "path": [
      "finance",
      "insurance",
      "car-insurance"
    ],
    "price_key": "price_annual",
    "profile_questions": [
      {
        "options": [
          "New driver",
          "Experienced driver",
          "Senior driver"
        ],
        "q": "Driving experience?"
      },
      {
        "options": [
          "Standard car",
          "Performance car",
          "Electric vehicle",
          "Classic car"
        ],
        "q": "Vehicle type?"
      },
      {
        "options": [
          "Low mileage (<5000 miles)",
          "Medium mileage (5000-10000 miles)",
          "High mileage (>10000 miles)"
        ],
        "q": "Annual mileage?"
      }
    ],
    "subject": "service",
    "suggestions": [
      "Best van insurance",
      "Compare breakdown cover",
      "Motorcycle insurance comparison",
      "Young driver car insurance"
    ],
    "tier": "gold",
    "title": "Best Car Insurance",
    "unranked": false,
    "visual": "logo"
  },
  "country": "GB",
  "freshness": {
    "age_days": 27.3,
    "stale": true,
    "ttl_days": 1
  },
  "items": [
    {
      "badges": [
        "best_overall",
        "best_value"
      ],
      "description": "Direct Line offers comprehensive car insurance with a strong emphasis on customer service and a straightforward claims process.",
      "estimated": true,
      "link_url": "https://www.directline.com/",
      "logo_dom": "direct.com",
      "logo_url": "https://unavatar.io/direct.com?fallback=false",
      "name": "Direct Line",
      "provider": "Direct Line",
      "score": 82.0,
      "source_url": "https://www.directline.com/",
      "subscores": {
        "breakdown_cover": 100.0,
        "claims_process_rating": 100.0,
        "customer_service_rating": 100.0,
        "excess_amount": 100.0,
        "legal_expenses_cover": 100.0,
        "no_claims_discount": 83.0,
        "price_annual": 45.0,
        "telematics_option": 0.0,
        "windscreen_cover": 100.0
      },
      "values": {
        "breakdown_cover": true,
        "claims_process_rating": 4.2,
        "coverage_level": "Comprehensive",
        "customer_service_rating": 4.5,
        "excess_amount": 250,
        "legal_expenses_cover": true,
        "monthly_payment_option": true,
        "no_claims_discount": 10,
        "price_annual": 650,
        "telematics_option": false,
        "windscreen_cover": true
      }
    },
    {
      "badges": [],
      "description": "Aviva provides a range of car insurance policies, including comprehensive cover, with good ratings for customer service and claims handling.",
      "estimated": true,
      "link_url": "https://www.aviva.co.uk/",
      "logo_dom": "aviva.com",
      "logo_url": "https://unavatar.io/aviva.com?fallback=false",
      "name": "Aviva",
      "provider": "Aviva",
      "score": 75.0,
      "source_url": "https://www.aviva.co.uk/",
      "subscores": {
        "breakdown_cover": 100.0,
        "claims_process_rating": 95.0,
        "customer_service_rating": 96.0,
        "excess_amount": 83.0,
        "legal_expenses_cover": 100.0,
        "no_claims_discount": 100.0,
        "price_annual": 0.0,
        "telematics_option": 100.0,
        "windscreen_cover": 100.0
      },
      "values": {
        "breakdown_cover": true,
        "claims_process_rating": 4.0,
        "coverage_level": "Comprehensive",
        "customer_service_rating": 4.3,
        "excess_amount": 300,
        "legal_expenses_cover": true,
        "monthly_payment_option": true,
        "no_claims_discount": 12,
        "price_annual": 700,
        "telematics_option": true,
        "windscreen_cover": true
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Admiral is known for its competitive pricing and offers various add-ons, including multi-car discounts.",
      "estimated": true,
      "link_url": "https://www.admiral.com/",
      "logo_dom": "admiral.com",
      "logo_url": "https://unavatar.io/admiral.com?fallback=false",
      "name": "Admiral",
      "provider": "Admiral",
      "score": 74.0,
      "source_url": "https://www.admiral.com/",
      "subscores": {
        "breakdown_cover": 0.0,
        "claims_process_rating": 88.0,
        "customer_service_rating": 84.0,
        "excess_amount": 71.0,
        "legal_expenses_cover": 100.0,
        "no_claims_discount": 67.0,
        "price_annual": 73.0,
        "telematics_option": 100.0,
        "windscreen_cover": 100.0
      },
      "values": {
        "breakdown_cover": false,
        "claims_process_rating": 3.7,
        "coverage_level": "Comprehensive",
        "customer_service_rating": 3.8,
        "excess_amount": 350,
        "legal_expenses_cover": true,
        "monthly_payment_option": true,
        "no_claims_discount": 8,
        "price_annual": 620,
        "telematics_option": true,
        "windscreen_cover": true
      }
    },
    {
      "badges": [
        "cheapest"
      ],
      "description": "Hastings Direct aims to provide affordable car insurance with a focus on online services and a simple purchasing process.",
      "estimated": true,
      "logo_dom": "hastings.com",
      "logo_url": "https://unavatar.io/hastings.com?fallback=false",
      "name": "Hastings Direct",
      "provider": "Hastings Direct",
      "score": 68.0,
      "source_url": "https://www.hastingsdirect.com/",
      "subscores": {
        "breakdown_cover": 0.0,
        "claims_process_rating": 90.0,
        "customer_service_rating": 87.0,
        "excess_amount": 83.0,
        "legal_expenses_cover": 0.0,
        "no_claims_discount": 58.0,
        "price_annual": 100.0,
        "telematics_option": 100.0,
        "windscreen_cover": 0.0
      },
      "values": {
        "breakdown_cover": false,
        "claims_process_rating": 3.8,
        "coverage_level": "Comprehensive",
        "customer_service_rating": 3.9,
        "excess_amount": 300,
        "legal_expenses_cover": false,
        "monthly_payment_option": true,
        "no_claims_discount": 7,
        "price_annual": 590,
        "telematics_option": true,
        "windscreen_cover": false
      }
    },
    {
      "badges": [],
      "description": "LV= offers competitive car insurance policies, often including breakdown cover as standard with comprehensive policies.",
      "estimated": true,
      "name": "LV=",
      "provider": "LV=",
      "score": 64.0,
      "source_url": "https://www.lv.com/",
      "subscores": {
        "breakdown_cover": 100.0,
        "claims_process_rating": 93.0,
        "customer_service_rating": 91.0,
        "excess_amount": 100.0,
        "legal_expenses_cover": 0.0,
        "no_claims_discount": 75.0,
        "price_annual": 18.0,
        "telematics_option": 0.0,
        "windscreen_cover": 100.0
      },
      "values": {
        "breakdown_cover": true,
        "claims_process_rating": 3.9,
        "coverage_level": "Comprehensive",
        "customer_service_rating": 4.1,
        "excess_amount": 250,
        "legal_expenses_cover": false,
        "monthly_payment_option": true,
        "no_claims_discount": 9,
        "price_annual": 680,
        "telematics_option": false,
        "windscreen_cover": true
      },
      "verified": false
    },
    {
      "badges": [],
      "estimated": true,
      "link_url": "https://churchill.com/",
      "name": "Churchill",
      "score": 0.0,
      "subscores": {},
      "values": {
        "breakdown_cover": null,
        "claims_process_rating": null,
        "coverage_level": null,
        "customer_service_rating": null,
        "excess_amount": null,
        "legal_expenses_cover": null,
        "monthly_payment_option": null,
        "no_claims_discount": null,
        "price_annual": null,
        "telematics_option": null,
        "windscreen_cover": null
      }
    },
    {
      "badges": [],
      "estimated": true,
      "link_url": "https://tescoinsurance.com/",
      "name": "Tesco Insurance",
      "score": 0.0,
      "subscores": {},
      "values": {
        "breakdown_cover": null,
        "claims_process_rating": null,
        "coverage_level": null,
        "customer_service_rating": null,
        "excess_amount": null,
        "legal_expenses_cover": null,
        "monthly_payment_option": null,
        "no_claims_discount": null,
        "price_annual": null,
        "telematics_option": null,
        "windscreen_cover": null
      }
    }
  ],
  "lang": "en",
  "license": "Citation with a link to the URL is allowed. Bulk extraction and redistribution of the catalog is prohibited. Volume access: contact us.",
  "markdown_url": "https://comparefairly.com/en/GB/car-insurance-comparison.md",
  "neutral": false,
  "notice": "Neutral ranking, never paid; sorted on measured criteria. Each value is sourced or marked as an estimate (see per-item fields).",
  "query": "best car insurance",
  "source": "CompareFairly",
  "title": "Best Car Insurance",
  "unranked": false,
  "url": "https://comparefairly.com/en/GB/car-insurance-comparison"
}