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      },
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      {
        "a": "NFU Mutual is currently rated as the best home insurance provider with a perfect score, followed closely by Halifax.",
        "q": "What is the best home insurance in 2026?"
      },
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        "a": "You can compare home insurance by looking at factors like price per year, excess, coverage limits, and specific features like rebuilding cost guarantees and valuable items cover.",
        "q": "How do I compare home insurance prices and coverage?"
      },
      {
        "a": "NFU Mutual ranks highest based on our comprehensive comparison of key features and pricing, but we ensure all our rankings are neutral and based on verifiable data.",
        "q": "Is NFU Mutual home insurance really the best?"
      },
      {
        "a": "Key aspects to consider include the annual price, the excess you'll pay in case of a claim, the maximum coverage limit, and whether it includes a rebuilding cost guarantee and cover for valuable items.",
        "q": "What should I look for in home insurance coverage?"
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    ],
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      "assurance-habitation"
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          "House",
          "Flat",
          "Maisonette"
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        "options": [
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          "Buildings only",
          "Contents only"
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        "q": "What level of cover do you need?"
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      "home insurance quotes",
      "compare landlord insurance",
      "contents insurance deals",
      "buildings insurance explained"
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    },
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    },
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      }
    },
    {
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      "provider": "LV=",
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        "service_client_disponibilite": 0.0
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        "reputation_avis": 4.4,
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      },
      "verified": true
    },
    {
      "badges": [],
      "description": "Offers competitive home insurance with a focus on customer service.",
      "estimated": true,
      "link_url": "https://www.churchill.com/",
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        "reputation_avis": 5.0,
        "service_client_disponibilite": 0.0
      },
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        "delai_traitement_sinistre": 8,
        "franchise": 220,
        "garantie_objets_valeur": 2500,
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        "garantie_responsabilite_civile": 1500000,
        "options_personnalisation": 4,
        "prix_annuel": 260,
        "reputation_avis": 4.2,
        "service_client_disponibilite": "Lundi-Vendredi 8h-19h, Samedi 9h-14h"
      }
    },
    {
      "badges": [],
      "cons": [],
      "description": "A combined home insurance policy available on various comparison sites.",
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      "pros": [],
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      "source_url": "https://www.which.co.uk/money/insurance/home-and-mobile-insurance/home-insurance-reviews/best-and-worst-home-insurance-abtdC2Z1qveJ",
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        "reputation_avis": 5.0,
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        "delai_traitement_sinistre": 10,
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        "garantie_objets_valeur": 3000,
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        "options_personnalisation": 6,
        "prix_annuel": 280,
        "reputation_avis": 4.3,
        "service_client_disponibilite": "Lundi-Vendredi 8h-20h, Samedi 9h-17h"
      },
      "verified": true
    },
    {
      "badges": [],
      "description": "Offers home insurance with Nectar points rewards and good customer service.",
      "estimated": true,
      "logo_dom": "sainsburys.com",
      "logo_url": "https://unavatar.io/sainsburys.com?fallback=false",
      "name": "Sainsbury's Home Insurance",
      "provider": "Sainsbury's Bank",
      "score": 51.0,
      "source_url": "https://www.sainsburysbank.co.uk/insurance/home-insurance",
      "subscores": {
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        "reputation_avis": 5.0,
        "service_client_disponibilite": 0.0
      },
      "values": {
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        "assistance_domicile": "oui",
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        "delai_traitement_sinistre": 11,
        "franchise": 210,
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        "garantie_responsabilite_civile": 1800000,
        "options_personnalisation": 4,
        "prix_annuel": 265,
        "reputation_avis": 4.3,
        "service_client_disponibilite": "Lundi-Vendredi 8h-20h, Samedi 9h-17h"
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Offers a range of home insurance policies with optional extras.",
      "estimated": true,
      "link_url": "https://www.morethan.com/",
      "logo_dom": "more.com",
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      "source_url": "https://www.morethan.com/home-insurance/",
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        "reputation_avis": 5.0,
        "service_client_disponibilite": 0.0
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      "values": {
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        "garantie_objets_valeur": 1800,
        "garantie_reconstruction": "oui",
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        "options_personnalisation": 3,
        "prix_annuel": 240,
        "reputation_avis": 4.0,
        "service_client_disponibilite": "Lundi-Vendredi 8h-20h, Samedi 9h-17h"
      }
    },
    {
      "badges": [
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      ],
      "description": "Known for competitive pricing and a straightforward online process.",
      "estimated": true,
      "link_url": "https://www.admiral.com/",
      "logo_dom": "admiral.com",
      "logo_url": "https://unavatar.io/admiral.com?fallback=false",
      "name": "Admiral Home Insurance",
      "provider": "Admiral",
      "score": 41.0,
      "source_url": "https://www.admiral.com/home-insurance",
      "subscores": {
        "couverture_limite": 69.0,
        "delai_traitement_sinistre": 40.0,
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        "reputation_avis": 5.0,
        "service_client_disponibilite": 0.0
      },
      "values": {
        "application_mobile": "non",
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        "couverture_limite": 450000,
        "delai_traitement_sinistre": 15,
        "franchise": 190,
        "garantie_objets_valeur": 1500,
        "garantie_reconstruction": "oui",
        "garantie_responsabilite_civile": 1000000,
        "options_personnalisation": 3,
        "prix_annuel": 230,
        "reputation_avis": 4.1,
        "service_client_disponibilite": "Lundi-Vendredi 8h-20h, Samedi 9h-17h"
      }
    },
    {
      "badges": [],
      "estimated": true,
      "name": "M&S Bank",
      "score": 0.0,
      "subscores": {},
      "values": {
        "application_mobile": null,
        "assistance_domicile": null,
        "couverture_limite": null,
        "delai_traitement_sinistre": null,
        "franchise": null,
        "garantie_objets_valeur": null,
        "garantie_reconstruction": null,
        "garantie_responsabilite_civile": null,
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      }
    }
  ],
  "lang": "en",
  "license": "Citation with a link to the URL is allowed. Bulk extraction and redistribution of the catalog is prohibited. Volume access: contact us.",
  "markdown_url": "https://comparefairly.com/en/GB/home-insurance-comparison.md",
  "neutral": false,
  "notice": "Neutral ranking, never paid; sorted on measured criteria. Each value is sourced or marked as an estimate (see per-item fields).",
  "query": "best home insurance",
  "source": "CompareFairly",
  "title": "Best Home Insurance",
  "unranked": false,
  "url": "https://comparefairly.com/en/GB/home-insurance-comparison"
}