CompareFairlyCompare Motorcycle Insurance Quotes in the UK 2026
Our pick : Saga Insurance (91/100) · Cheapest : Bikesure · Best value : Saga Insurance
In short
This comparison of 13 motorbike insurance policies across 11 criteria, including price per year, excess amount, payment options, coverage level, roadside assistance, and theft protection, sees Saga Insurance take the top spot with 91 out of 100, largely due to its perfect scores in roadside assistance and rider protection. Bikesure follows closely with 88 out of 100, outperforming Saga on price per year, and is identified as the most affordable option overall. The facts in this summary are computed from the table below; only the wording is generated.
Comparison table
| Criterion | Saga Insurance | Bikesure | Lexham Insurance | Motorcycle Direct | Bennetts | Hastings Direct |
|---|---|---|---|---|---|---|
| Price / year (GBP) | 360 | 350 | 380 | 390 | 420 | 370 |
| Excess Amount (GBP) | 250 | 250 | 300 | 280 | 350 | 250 |
| Payment Options | Monthly Instalments | Monthly Instalments | Annual Lump Sum | Annual Lump Sum | Annual Lump Sum | Monthly Instalments |
| Coverage Level | Comprehensive | Comprehensive | Comprehensive | Comprehensive | Comprehensive | Comprehensive |
| Roadside Assistance | ✓ | ✓ | ✓ | ✓ | ✓ | — |
| Theft Protection | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Fire Protection | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Accidental Damage Cover | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Rider Protection | ✓ | — | ✓ | ✓ | ✓ | — |
| Insurer Reputation (/5) | 4.2 | 4.2 | 4.4 | 4.3 | 4.5 | 4.1 |
| Customer Service Rating (/5) | 4.1 | 4.0 | 4.1 | 4.2 | 4.3 | 3.9 |
Frequently asked questions
What is the best motorcycle insurance in the UK for 2026?
Saga Insurance currently leads our comparison with a score of 91/100, followed closely by Bikesure, based on factors like price, excess, and coverage.
How do I compare motorcycle insurance quotes in the UK?
You can compare quotes by looking at key criteria such as price per year, excess amount, payment options, coverage level, roadside assistance, and theft protection.
Is Saga Insurance the cheapest motorcycle insurance in the UK?
Saga Insurance ranks highest in our current comparison, but the cheapest option for you will depend on your specific needs and profile, as we assess multiple factors.
Where can I find unbiased motorcycle insurance comparisons in the UK?
Our comparison is neutral and not influenced by payments from providers; all data is sourced to help you make an informed decision on motorcycle insurance.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.