# Compare Motorcycle Insurance Quotes in the UK _CompareFairly · en/GB · neutral comparison, cited sources, no paid placement_ **Category:** finance › insurance › motorbike insurance **Our pick**: Saga Insurance (91/100) · **Cheapest**: Bikesure · **Best value**: Saga Insurance ## Comparison table | Criterion | Saga Insurance | Bikesure | Lexham Insurance | Motorcycle Direct | Bennetts | Hastings Direct | | --- | --- | --- | --- | --- | --- | --- | | Price / year (GBP) | 360 | 350 | 380 | 390 | 420 | 370 | | Excess Amount (GBP) | 250 | 250 | 300 | 280 | 350 | 250 | | Payment Options | Monthly Instalments | Monthly Instalments | Annual Lump Sum | Annual Lump Sum | Annual Lump Sum | Monthly Instalments | | Coverage Level | Comprehensive | Comprehensive | Comprehensive | Comprehensive | Comprehensive | Comprehensive | | Roadside Assistance | ✓ | ✓ | ✓ | ✓ | ✓ | - | | Theft Protection | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | | Fire Protection | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | | Accidental Damage Cover | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | | Rider Protection | ✓ | - | ✓ | ✓ | ✓ | - | | Insurer Reputation (/5) | 4.2 | 4.2 | 4.4 | 4.3 | 4.5 | 4.1 | | Customer Service Rating (/5) | 4.1 | 4 | 4.1 | 4.2 | 4.3 | 3.9 | ## 1. Saga Insurance Saga offers motorcycle insurance specifically for the over-50s market, with comprehensive cover and additional benefits. _Source (estimate): [https://www.saga.co.uk/](https://www.saga.co.uk/)_ ## 2. Bikesure Bikesure offers a range of motorcycle insurance policies with competitive pricing and various coverage options. _Source (estimate): [https://www.bikesure.co.uk/](https://www.bikesure.co.uk/)_ ## 3. Lexham Insurance Lexham Insurance specialises in motorcycle insurance, providing tailored policies for different types of riders and bikes. _Source (estimate): [https://www.lexhaminsurance.co.uk/](https://www.lexhaminsurance.co.uk/)_ ## 4. Motorcycle Direct Motorcycle Direct provides a range of insurance policies with a focus on customer service and competitive rates. _Source (estimate): [https://www.motorcycledirect.co.uk/](https://www.motorcycledirect.co.uk/)_ ## 5. Bennetts Bennetts is a well-known motorcycle insurance provider offering a range of policies and benefits for riders. _Source (estimate): [https://www.bennetts.co.uk/](https://www.bennetts.co.uk/)_ ## 6. Hastings Direct Hastings Direct provides affordable motorbike insurance with comprehensive cover and optional add-ons. _Source (estimate): [https://www.hastingsdirect.com/](https://www.hastingsdirect.com/)_ ## 7. Adrian Flux Adrian Flux is known for specialist insurance, including policies for modified, imported, and classic motorcycles. _Source (estimate): [https://www.adrianflux.co.uk/](https://www.adrianflux.co.uk/)_ ## 8. Swinton Insurance Swinton Insurance offers a variety of motorbike insurance options, including comprehensive cover and optional extras. _Source (estimate): [https://www.swinton.co.uk/](https://www.swinton.co.uk/)_ ## 9. Footman James Footman James specialises in classic and vintage motorcycle insurance, offering tailored cover and restoration support. _Source (estimate): [https://www.footmanjames.co.uk/](https://www.footmanjames.co.uk/)_ ## 10. MCE Insurance MCE Insurance offers specialist motorcycle insurance, including options for younger riders and modified bikes. _Source (estimate): [https://www.mceinsurance.com/](https://www.mceinsurance.com/)_ ## 11. Devitt Insurance ## 12. Carole Nash ## 13. Aviva ## In short This comparison of 13 motorbike insurance policies across 11 criteria, including price per year, excess amount, payment options, coverage level, roadside assistance, and theft protection, sees Saga Insurance take the top spot with 91 out of 100, largely due to its perfect scores in roadside assistance and rider protection. Bikesure follows closely with 88 out of 100, outperforming Saga on price per year, and is identified as the most affordable option overall. The facts in this summary are computed from the table below; only the wording is generated. ## Frequently asked questions **What is the best motorcycle insurance in the UK for 2026?** Saga Insurance currently leads our comparison with a score of 91/100, followed closely by Bikesure, based on factors like price, excess, and coverage. **How do I compare motorcycle insurance quotes in the UK?** You can compare quotes by looking at key criteria such as price per year, excess amount, payment options, coverage level, roadside assistance, and theft protection. **Is Saga Insurance the cheapest motorcycle insurance in the UK?** Saga Insurance ranks highest in our current comparison, but the cheapest option for you will depend on your specific needs and profile, as we assess multiple factors. **Where can I find unbiased motorcycle insurance comparisons in the UK?** Our comparison is neutral and not influenced by payments from providers; all data is sourced to help you make an informed decision on motorcycle insurance. --- _Generated by CompareFairly - neutral universal comparator. Ranking not for sale, data sourced._ --- _CompareFairly · https://comparefairly.com/en/GB/motorbike-insurance-comparison — citation with a link is allowed; bulk extraction/redistribution is prohibited._