# Best Balance Transfer Credit Cards _CompareFairly · en/US · neutral comparison, cited sources, no paid placement_ **Category:** finance › credit cards › balance transfer **Our pick**: Chase Slate Edge (78/100) · **Cheapest**: Chase Slate Edge ## Comparison table | Criterion | Chase Slate Edge | Bank of America® Travel Rewards Credit Card | Discover it Cash Back | Slate® Credit Card | Chase Freedom Unlimited® | | --- | --- | --- | --- | --- | --- | | Introductory 0% APR Period (mois) | 21 | 15 | 15 | 21 | 15 | | Introductory Balance Transfer APR (%) | 0 | 0 | 0 | 0 | - | | Balance Transfer Fee (%) | 5 | 3 | 3 | - | - | | Annual Fee (USD) | 0 | 0 | 0 | 0 | 0 | | Regular Balance Transfer APR (%) | 19.2 | 17.2 | 28.2 | - | 18.24% - 27.74% | | Credit Score Needed | Good to Excellent | Good to Excellent | Good to Excellent | - | - | | Rewards Program | None | Points | Cash Back | None | Cash Back | ## 1. Chase Slate Edge Save on interest with a low intro APR for 21 months on purchases and balance transfers. _Source (verified): [https://creditcards.chase.com/balance-transfer-credit-cards](https://creditcards.chase.com/balance-transfer-credit-cards)_ ## 2. Bank of America® Travel Rewards Credit Card Provides a 0% intro APR for 15 billing cycles on purchases and balance transfers, with a 3% balance transfer fee and earns 1.5 points per dollar on all purchases. _Source (estimate): [https://www.bankofamerica.com/credit-cards/products/travel-rewards-credit-card/](https://www.bankofamerica.com/credit-cards/products/travel-rewards-credit-card/)_ ## 3. Discover it Cash Back Features a 0% intro APR for 15 months on purchases and balance transfers, with a 3% balance transfer fee and 5% cash back in rotating categories. _Source (estimate): [https://www.discovercard.com/application/description?cat=cash-back&acqcode=6000000000](https://www.discovercard.com/application/description?cat=cash-back&acqcode=6000000000)_ ## 4. Slate® Credit Card Save on interest with a low intro APR for 21 months on purchases and balance transfers. _Source (verified): [https://creditcards.chase.com/balance-transfer-credit-cards](https://creditcards.chase.com/balance-transfer-credit-cards)_ ## 5. Chase Freedom Unlimited® ## In short Chase Slate Edge ranks highest with a score of 78/100, excelling in its introductory 0% APR period and regular balance transfer APR, and is also the most affordable option, while Bank of America® Travel Rewards Credit Card is second with 59/100, offering a superior rewards program. The facts in this summary are computed from the table below; only the wording is generated. ## Frequently asked questions **What are the best balance transfer credit cards in 2026?** In 2026, the top balance transfer credit cards include the Chase Slate Edge, scoring 78/100, and the Bank of America® Travel Rewards Credit Card, both offering competitive introductory APR periods and manageable fees. **How do I choose a balance transfer credit card?** Consider the length of the introductory 0% APR period, the balance transfer fee, the annual fee, and the regular APR after the introductory period ends. Your credit score will also determine eligibility for the best offers. **Is the Chase Slate Edge a good option for balance transfers?** Yes, the Chase Slate Edge is a leading choice with a strong score, featuring a favorable introductory 0% APR period and a reasonable balance transfer fee, making it attractive for managing existing debt. **How is your balance transfer card ranking determined?** Our ranking is based on a comprehensive analysis of key criteria such as introductory APR, fees, and regular APR. We maintain strict neutrality; our rankings are not influenced by payments from card issuers, and all data is sourced. --- _Generated by CompareFairly - neutral universal comparator. Ranking not for sale, data sourced._ --- _CompareFairly · https://comparefairly.com/en/US/best-balance-transfer-credit-cards — citation with a link is allowed; bulk extraction/redistribution is prohibited._