{
  "canary": "00c374a5a5d359f9",
  "category": {
    "blocked": false,
    "commerce": true,
    "criteria": [
      {
        "group": "Pricing",
        "key": "monthly_fee",
        "label": "Monthly Fee",
        "poids": 5,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "USD"
      },
      {
        "group": "Functionality",
        "key": "features",
        "label": "Features",
        "options": [
          "Basic Tracking",
          "Bill Payment",
          "Investment Tracking",
          "Debt Management",
          "Customizable Budgets",
          "Financial Planning",
          "Credit Score Monitoring"
        ],
        "poids": 4,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Reputation",
        "key": "user_reviews",
        "label": "User Reviews",
        "poids": 4,
        "sens": "plus_haut_mieux",
        "type": "score",
        "unit": "out of 5"
      },
      {
        "group": "Security",
        "key": "security",
        "label": "Security Features",
        "options": [
          "Standard Encryption",
          "Two-Factor Authentication",
          "Advanced Security Protocols"
        ],
        "poids": 4,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Connectivity",
        "key": "integrations",
        "label": "Integrations",
        "options": [
          "None",
          "Limited (Bank Sync)",
          "Extensive (Bank, Investment, Credit Cards)"
        ],
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Usability",
        "key": "ease_of_use",
        "label": "Ease of Use",
        "options": [
          "Difficult",
          "Moderate",
          "Easy",
          "Very Easy"
        ],
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Accessibility",
        "key": "platform_availability",
        "label": "Platform Availability",
        "options": [
          "iOS Only",
          "Android Only",
          "iOS & Android",
          "Web App"
        ],
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Support",
        "key": "customer_support",
        "label": "Customer Support",
        "options": [
          "Poor",
          "Fair",
          "Good",
          "Excellent"
        ],
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "enum"
      },
      {
        "group": "Trial",
        "key": "free_trial",
        "label": "Free Trial Available",
        "poids": 1,
        "sens": "plus_haut_mieux",
        "type": "boolean"
      }
    ],
    "faq": [
      {
        "a": "In 2026, Personal Capital leads our comparison with a score of 82/100, followed closely by EveryDollar, based on criteria like monthly fees, features, and user reviews.",
        "q": "What are the best budgeting apps in 2026?"
      },
      {
        "a": "Our comparison evaluates the monthly fees of various budgeting apps, alongside other key factors such as features, security, and ease of use, to help you find the most cost-effective option.",
        "q": "How do budgeting apps compare on monthly fees?"
      },
      {
        "a": "Personal Capital is highlighted for its strong features and positive user reviews, though EveryDollar also performs well across these essential comparison points.",
        "q": "Which budgeting app has the best features and user reviews?"
      },
      {
        "a": "No, our ranking is completely neutral and not influenced by payments from providers; each data point is sourced and independently verified.",
        "q": "Is your budgeting app ranking influenced by payments from providers?"
      }
    ],
    "kind": "category",
    "model": "",
    "ms": 2148,
    "neutral": false,
    "path": [
      "finance",
      "budgeting",
      "budgeting-apps"
    ],
    "price_key": "monthly_fee",
    "profile_questions": [
      {
        "options": [
          "Track spending",
          "Save money",
          "Manage debt",
          "Invest"
        ],
        "q": "Primary goal?"
      }
    ],
    "subject": "service",
    "suggestions": [
      "best personal finance apps",
      "best investment apps",
      "best expense tracker apps",
      "best money management tools"
    ],
    "synthese": [
      "This comparison of 11 budgeting apps evaluates them on 9 criteria, including monthly fee, features, user reviews, security features, integrations, and ease of use. Personal Capital ranks highest with a score of 82/100, largely due to its perfect score for monthly fee and near-perfect score for user reviews, and it is also the cheapest option. EveryDollar also scores 82/100 and offers a free trial, which Personal Capital does not. Data for 7 out of the 11 apps was sourced, with the remaining values being estimates.",
      "The facts in this summary are computed from the table below; only the wording is generated."
    ],
    "tier": "silver",
    "title": "Best Budgeting Apps",
    "unranked": false,
    "visual": "logo"
  },
  "country": "US",
  "freshness": {
    "age_days": 5.2,
    "stale": true,
    "ttl_days": 1
  },
  "items": [
    {
      "badges": [
        "best_overall",
        "cheapest"
      ],
      "best_for": "Investors who want a consolidated view of their portfolios and other financial accounts.",
      "cons": [
        "Primarily focused on investment tracking",
        "Budgeting features may be less robust than dedicated budgeting apps"
      ],
      "description": "An easy-to-use app that houses many personal finance accounts into one free hub, simplifying financial management.",
      "link_url": "https://personalcapital.com/",
      "logo_dom": "empower.com",
      "logo_url": "https://unavatar.io/empower.com?fallback=false",
      "name": "Personal Capital",
      "pros": [
        "Free to use",
        "Easy to use",
        "Simplifies financial management",
        "Consolidates investment accounts"
      ],
      "provider": "Empower",
      "score": 82.0,
      "source_url": "https://www.kiplinger.com/personal-finance/how-to-save-money/best-budgeting-apps",
      "subscores": {
        "customer_support": 67.0,
        "ease_of_use": 67.0,
        "free_trial": 0.0,
        "monthly_fee": 100.0,
        "user_reviews": 98.0
      },
      "values": {
        "customer_support": "Good",
        "ease_of_use": "Easy",
        "features": [
          "Investment Tracking",
          "Financial Planning"
        ],
        "free_trial": false,
        "integrations": [
          "Extensive (Bank, Investment, Credit Cards)"
        ],
        "monthly_fee": 0,
        "platform_availability": [
          "iOS & Android",
          "Web App"
        ],
        "security": [
          "Standard Encryption"
        ],
        "user_reviews": 4.6
      },
      "verified": true
    },
    {
      "badges": [],
      "best_for": "Users new to budgeting who want structure without complexity.",
      "cons": [
        "Fewer advanced automation tools",
        "Limited integration depth"
      ],
      "description": "Zero-based budgeting with a simple interface, offering a clear, structured approach that is easy for beginners.",
      "link_url": "https://everydollar.com/",
      "logo_dom": "ramsey.com",
      "logo_url": "https://unavatar.io/ramsey.com?fallback=false",
      "name": "EveryDollar",
      "pros": [
        "Clear, structured approach",
        "Easy for beginners"
      ],
      "provider": "Ramsey Solutions",
      "score": 82.0,
      "source_url": "https://useorigin.com/resources/blog/the-10-best-budgeting-apps-for-2026-unbiased-reviews-and-comparisons",
      "subscores": {
        "customer_support": 33.0,
        "ease_of_use": 67.0,
        "free_trial": 100.0,
        "monthly_fee": 100.0,
        "user_reviews": 89.0
      },
      "values": {
        "customer_support": "Fair",
        "ease_of_use": "Easy",
        "features": [
          "Customizable Budgets"
        ],
        "free_trial": true,
        "integrations": [
          "Limited (Bank Sync)"
        ],
        "monthly_fee": 0.0,
        "platform_availability": [
          "iOS & Android",
          "Web App"
        ],
        "security": [
          "Standard Encryption"
        ],
        "user_reviews": 4.2
      },
      "verified": true
    },
    {
      "badges": [
        "best_value"
      ],
      "best_for": "Users who want simplified expense visibility without complex planning layers.",
      "cons": [
        "Limited deeper planning tools",
        "Less robust for investment integration"
      ],
      "description": "Streamlined cash flow tracking with light budgeting features, offering a clean dashboard and simple setup for income-expense visibility.",
      "link_url": "https://quicken.com/",
      "logo_dom": "quicken.com",
      "logo_url": "https://unavatar.io/quicken.com?fallback=false",
      "name": "Simplifi by Quicken",
      "pros": [
        "Clean dashboard",
        "Simple setup",
        "Good for income-expense visibility"
      ],
      "provider": "Quicken",
      "score": 81.0,
      "source_url": "https://useorigin.com/resources/blog/the-10-best-budgeting-apps-for-2026-unbiased-reviews-and-comparisons",
      "subscores": {
        "customer_support": 67.0,
        "ease_of_use": 67.0,
        "free_trial": 100.0,
        "monthly_fee": 80.0,
        "user_reviews": 96.0
      },
      "values": {
        "customer_support": "Good",
        "ease_of_use": "Easy",
        "features": [
          "Bill Payment",
          "Customizable Budgets"
        ],
        "free_trial": true,
        "integrations": [
          "Limited (Bank Sync)"
        ],
        "monthly_fee": 2.99,
        "platform_availability": [
          "iOS & Android",
          "Web App"
        ],
        "security": [
          "Standard Encryption"
        ],
        "user_reviews": 4.5
      },
      "verified": true
    },
    {
      "badges": [],
      "cons": [],
      "description": "Mint is a popular free budgeting app that automatically categorizes transactions and provides a consolidated view of finances.",
      "estimated": true,
      "link_url": "https://mint.com/",
      "logo_dom": "intuit.com",
      "logo_url": "https://unavatar.io/intuit.com?fallback=false",
      "name": "Mint",
      "pros": [],
      "provider": "Intuit",
      "score": 77.0,
      "source_url": "https://www.nerdwallet.com/finance/learn/best-budget-apps",
      "subscores": {
        "customer_support": 33.0,
        "ease_of_use": 67.0,
        "free_trial": 0.0,
        "monthly_fee": 100.0,
        "user_reviews": 96.0
      },
      "values": {
        "customer_support": "Fair",
        "ease_of_use": "Easy",
        "features": [],
        "free_trial": false,
        "integrations": [],
        "monthly_fee": 0.0,
        "platform_availability": [],
        "security": [],
        "user_reviews": 4.5
      },
      "verified": false
    },
    {
      "badges": [],
      "best_for": "Couples who want to manage their shared finances and coordinate bill payments.",
      "cons": [
        "Individual accounts are not visible to the partner",
        "Limited advanced financial planning features"
      ],
      "description": "An app designed for couples to share and manage expenses together, allowing monitoring of budgets and tracking of spending habits for joint accounts.",
      "link_url": "https://honeydue.com/",
      "logo_dom": "honeydue.com",
      "logo_url": "https://unavatar.io/honeydue.com?fallback=false",
      "name": "Honeydue",
      "pros": [
        "Helps couples share and manage expenses together",
        "Allows coordination of bill payments",
        "Includes a chat section for budget discussions"
      ],
      "provider": "Honeydue",
      "rating": 4.5,
      "score": 76.0,
      "source_url": "https://www.experian.com/blogs/ask-experian/best-budgeting-apps/",
      "subscores": {
        "customer_support": 33.0,
        "ease_of_use": 67.0,
        "free_trial": 0.0,
        "monthly_fee": 100.0,
        "user_reviews": 94.0
      },
      "values": {
        "customer_support": "Fair",
        "ease_of_use": "Easy",
        "features": [
          "Customizable Budgets"
        ],
        "free_trial": false,
        "integrations": [
          "Limited (Bank Sync)"
        ],
        "monthly_fee": 0,
        "platform_availability": [
          "iOS & Android"
        ],
        "security": [
          "Standard Encryption"
        ],
        "user_reviews": 4.4
      },
      "verified": true
    },
    {
      "badges": [],
      "best_for": "Users who prefer the envelope method in digital form.",
      "cons": [
        "Limited automation",
        "Fewer advanced financial tools"
      ],
      "description": "Digital envelope budgeting system that is simple, visual, and good for couples managing cash-style budgets.",
      "link_url": "https://goodbudget.com/",
      "logo_dom": "goodbudget.com",
      "logo_url": "https://unavatar.io/goodbudget.com?fallback=false",
      "name": "Goodbudget",
      "pros": [
        "Simple, visual method",
        "Good for couples managing cash-style budgets"
      ],
      "provider": "Goodbudget",
      "score": 64.0,
      "source_url": "https://useorigin.com/resources/blog/the-10-best-budgeting-apps-for-2026-unbiased-reviews-and-comparisons",
      "subscores": {
        "customer_support": 33.0,
        "ease_of_use": 67.0,
        "free_trial": 100.0,
        "monthly_fee": 47.0,
        "user_reviews": 91.0
      },
      "values": {
        "customer_support": "Fair",
        "ease_of_use": "Easy",
        "features": [
          "Customizable Budgets"
        ],
        "free_trial": true,
        "integrations": [],
        "monthly_fee": 8.0,
        "platform_availability": [
          "iOS & Android",
          "Web App"
        ],
        "security": [
          "Standard Encryption"
        ],
        "user_reviews": 4.3
      },
      "verified": true
    },
    {
      "badges": [],
      "best_for": "Users who want simplified spending limits and guardrails.",
      "cons": [
        "Less customizable",
        "Limited deeper planning tools"
      ],
      "description": "Cash flow simplification with spending guardrails, offering clear spending limits and easy onboarding.",
      "link_url": "https://pocketguard.com/",
      "logo_dom": "pocketguard.com",
      "logo_url": "https://unavatar.io/pocketguard.com?fallback=false",
      "name": "PocketGuard",
      "pros": [
        "Clear spending limits",
        "Easy onboarding"
      ],
      "provider": "PocketGuard",
      "score": 54.0,
      "source_url": "https://useorigin.com/resources/blog/the-10-best-budgeting-apps-for-2026-unbiased-reviews-and-comparisons",
      "subscores": {
        "customer_support": 33.0,
        "ease_of_use": 67.0,
        "free_trial": 100.0,
        "monthly_fee": 13.0,
        "user_reviews": 94.0
      },
      "values": {
        "customer_support": "Fair",
        "ease_of_use": "Easy",
        "features": [
          "Debt Management",
          "Customizable Budgets"
        ],
        "free_trial": true,
        "integrations": [
          "Limited (Bank Sync)"
        ],
        "monthly_fee": 12.99,
        "platform_availability": [
          "iOS & Android",
          "Web App"
        ],
        "security": [
          "Standard Encryption"
        ],
        "user_reviews": 4.4
      },
      "verified": true
    },
    {
      "badges": [],
      "best_for": "Users committed to zero-based budgeting who prefer hands-on control.",
      "cons": [
        "Requires active involvement",
        "Steeper learning curve"
      ],
      "description": "The gold standard for zero-based budgeting discipline, offering a highly structured budgeting framework excellent for users who want tight spending control.",
      "link_url": "https://ynab.com/",
      "logo_dom": "ynab.com",
      "logo_url": "https://unavatar.io/ynab.com?fallback=false",
      "name": "YNAB (You Need A Budget)",
      "pros": [
        "Highly structured budgeting framework",
        "Excellent for users who want tight spending control",
        "Strong community support"
      ],
      "provider": "YNAB",
      "score": 49.0,
      "source_url": "https://useorigin.com/resources/blog/the-10-best-budgeting-apps-for-2026-unbiased-reviews-and-comparisons",
      "subscores": {
        "customer_support": 67.0,
        "ease_of_use": 33.0,
        "free_trial": 100.0,
        "monthly_fee": 0.0,
        "user_reviews": 100.0
      },
      "values": {
        "customer_support": "Good",
        "ease_of_use": "Moderate",
        "features": [
          "Customizable Budgets",
          "Financial Planning"
        ],
        "free_trial": true,
        "integrations": [
          "Limited (Bank Sync)"
        ],
        "monthly_fee": 14.99,
        "platform_availability": [
          "iOS & Android",
          "Web App"
        ],
        "security": [
          "Standard Encryption",
          "Two-Factor Authentication"
        ],
        "user_reviews": 4.7
      },
      "verified": true
    },
    {
      "badges": [],
      "estimated": true,
      "link_url": "https://monarch.com/",
      "name": "Monarch",
      "score": 13.0,
      "subscores": {
        "ease_of_use": 67.0
      },
      "values": {
        "customer_support": null,
        "ease_of_use": "Easy",
        "features": [
          "Customizable Budgets",
          "Financial Planning"
        ],
        "free_trial": null,
        "integrations": "Extensive (Bank, Investment, Credit Cards)",
        "monthly_fee": null,
        "platform_availability": [
          "Web App"
        ],
        "security": [
          "Advanced Security Protocols"
        ],
        "user_reviews": null
      }
    },
    {
      "badges": [],
      "estimated": true,
      "link_url": "https://rocketmoney.com/",
      "name": "Rocket Money",
      "score": 13.0,
      "subscores": {
        "ease_of_use": 67.0
      },
      "values": {
        "customer_support": null,
        "ease_of_use": "Easy",
        "features": [
          "Customizable Budgets",
          "Credit Score Monitoring"
        ],
        "free_trial": null,
        "integrations": "Limited (Bank Sync)",
        "monthly_fee": null,
        "platform_availability": [
          "Web App"
        ],
        "security": [
          "Advanced Security Protocols"
        ],
        "user_reviews": null
      }
    },
    {
      "badges": [],
      "estimated": true,
      "name": "Origin",
      "score": 7.0,
      "subscores": {
        "ease_of_use": 33.0
      },
      "values": {
        "customer_support": null,
        "ease_of_use": "Moderate",
        "features": [
          "Customizable Budgets",
          "Financial Planning",
          "Investment Tracking"
        ],
        "free_trial": null,
        "integrations": "Extensive (Bank, Investment, Credit Cards)",
        "monthly_fee": null,
        "platform_availability": [
          "Web App"
        ],
        "security": [
          "Advanced Security Protocols"
        ],
        "user_reviews": null
      }
    }
  ],
  "lang": "en",
  "license": "Citation with a link to the URL is allowed. Bulk extraction and redistribution of the catalog is prohibited. Volume access: contact us.",
  "markdown_url": "https://comparefairly.com/en/US/best-budgeting-apps.md",
  "neutral": false,
  "notice": "Neutral ranking, never paid; sorted on measured criteria. Each value is sourced or marked as an estimate (see per-item fields).",
  "query": "best budgeting apps",
  "source": "CompareFairly",
  "title": "Best Budgeting Apps",
  "unranked": false,
  "url": "https://comparefairly.com/en/US/best-budgeting-apps"
}