{
  "canary": "36d73c676890c4b3",
  "category": {
    "blocked": false,
    "commerce": true,
    "criteria": [
      {
        "group": "Rewards",
        "key": "rewards_rate_purchases",
        "label": "Rewards Rate (Purchases)",
        "poids": 5,
        "primary": true,
        "sens": "plus_haut_mieux",
        "type": "pourcentage",
        "unit": "%"
      },
      {
        "group": "Rewards",
        "key": "sign_up_bonus",
        "label": "Sign-up Bonus Value",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "USD"
      },
      {
        "group": "Rewards",
        "key": "business_category_rewards",
        "label": "Business Category Rewards",
        "poids": 3,
        "sens": "neutre",
        "type": "texte"
      },
      {
        "group": "Rewards",
        "key": "statement_credit_value",
        "label": "Statement Credit Value",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "USD"
      },
      {
        "group": "Fees",
        "key": "annual_fee",
        "label": "Annual Fee",
        "poids": 4,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "USD"
      },
      {
        "group": "Fees",
        "key": "intro_apr_purchases",
        "label": "Intro APR (Purchases)",
        "poids": 3,
        "sens": "plus_bas_mieux",
        "type": "pourcentage",
        "unit": "%"
      },
      {
        "group": "Fees",
        "key": "foreign_transaction_fee",
        "label": "Foreign Transaction Fee",
        "poids": 2,
        "sens": "plus_bas_mieux",
        "type": "pourcentage",
        "unit": "%"
      },
      {
        "group": "Limits",
        "key": "credit_limit",
        "label": "Credit Limit",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "USD"
      },
      {
        "group": "Perks",
        "key": "travel_perks",
        "label": "Travel Perks",
        "poids": 2,
        "sens": "neutre",
        "type": "texte"
      },
      {
        "group": "Perks",
        "key": "purchase_protection",
        "label": "Purchase Protection",
        "poids": 2,
        "sens": "neutre",
        "type": "texte"
      },
      {
        "group": "Details",
        "key": "card_network",
        "label": "Card Network",
        "poids": 1,
        "sens": "neutre",
        "type": "texte"
      },
      {
        "group": "Details",
        "key": "issuer",
        "label": "Issuer",
        "poids": 1,
        "sens": "neutre",
        "type": "texte"
      }
    ],
    "faq": [
      {
        "a": "The top business credit cards in 2026 include the Capital One Spark Cash Plus for Business and The Blue Business® Plus Credit Card from American Express, based on our comprehensive comparison of rewards, bonuses, fees, and APRs.",
        "q": "What are the best business credit cards to get in 2026?"
      },
      {
        "a": "Our comparison analyzes the rewards rate on purchases and specific business category rewards to help you find the card that maximizes your spending benefits.",
        "q": "How do business credit cards compare for rewards rates?"
      },
      {
        "a": "Yes, the Capital One Spark Cash Plus for Business ranks highly with a score of 85/100, excelling in areas like rewards rate and statement credit value.",
        "q": "Is the Capital One Spark Cash Plus for Business a good choice?"
      },
      {
        "a": "Our ranking is neutral and not influenced by payments from card issuers; each data point is sourced and objectively evaluated against key criteria like rewards, bonuses, fees, and introductory APRs.",
        "q": "How is your business credit card ranking determined?"
      }
    ],
    "kind": "category",
    "model": "",
    "ms": 1883,
    "neutral": false,
    "path": [
      "finance",
      "credit-cards",
      "business-credit-cards"
    ],
    "price_key": "annual_fee",
    "profile_questions": [
      {
        "options": [
          "< $50k",
          " $50k - $250k",
          " $250k - $1M",
          " > $1M"
        ],
        "q": "Annual business revenue?"
      },
      {
        "options": [
          "Rewards",
          "Cash Back",
          "Building Credit",
          "Travel Perks"
        ],
        "q": "Primary business need?"
      }
    ],
    "subject": "service",
    "suggestions": [
      "best rewards credit cards",
      "business loans",
      "small business banking",
      "cash back credit cards"
    ],
    "synthese": [
      "This comparison of eight business credit cards evaluates twelve criteria, including rewards rate, sign-up bonus value, business category rewards, statement credit value, annual fee, and intro APR for purchases. The Capital One Spark Cash Plus for Business ranks highest with a score of 85 out of 100, largely due to its perfect scores in foreign transaction fees and rewards rate for purchases. The Blue Business® Plus Credit Card from American Express is the next best at 79 out of 100, excelling in its annual fee, and is also the most affordable option.",
      "The facts in this summary are computed from the table below; only the wording is generated."
    ],
    "tier": "gold",
    "title": "Best Business Credit Cards",
    "unranked": false,
    "visual": "logo"
  },
  "country": "US",
  "freshness": {
    "age_days": 5.2,
    "stale": true,
    "ttl_days": 1
  },
  "items": [
    {
      "badges": [
        "best_overall",
        "best_value"
      ],
      "description": "Earn unlimited 2% cash back on every purchase, plus a $1,000 cash back bonus after spending $10,000 in the first 3 months.",
      "estimated": true,
      "link_url": "https://www.capitalone.com/",
      "logo_dom": "capital.com",
      "logo_url": "https://unavatar.io/capital.com?fallback=false",
      "name": "Capital One Spark Cash Plus for Business",
      "provider": "Capital One",
      "score": 85.0,
      "source_url": "https://www.capitalone.com/small-business/credit-cards/spark-cash-plus/",
      "subscores": {
        "annual_fee": 49.0,
        "foreign_transaction_fee": 100.0,
        "rewards_rate_purchases": 100.0,
        "sign_up_bonus": 100.0
      },
      "values": {
        "annual_fee": 150.0,
        "business_category_rewards": "Unlimited 2% cash back on every purchase.",
        "card_network": "Visa",
        "credit_limit": null,
        "foreign_transaction_fee": 0.0,
        "intro_apr_purchases": null,
        "issuer": "Capital One",
        "purchase_protection": "Yes",
        "rewards_rate_purchases": 2.0,
        "sign_up_bonus": 1000.0,
        "statement_credit_value": null,
        "travel_perks": "No specific travel perks listed."
      },
      "verified": false
    },
    {
      "badges": [
        "cheapest"
      ],
      "description": "Earn 2X Membership Rewards® points on the first $50,000 in purchases each calendar year, then 1X.",
      "estimated": true,
      "link_url": "https://www.americanexpress.com/",
      "logo_dom": "american.com",
      "logo_url": "https://unavatar.io/american.com?fallback=false",
      "name": "The Blue Business® Plus Credit Card from American Express",
      "provider": "American Express",
      "score": 79.0,
      "source_url": "https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/blue-business-plus-card/",
      "subscores": {
        "annual_fee": 100.0,
        "foreign_transaction_fee": 100.0,
        "rewards_rate_purchases": 100.0
      },
      "values": {
        "annual_fee": 0.0,
        "business_category_rewards": "2X points on all eligible purchases on the first $50,000 per calendar year, then 1X.",
        "card_network": "American Express",
        "credit_limit": null,
        "foreign_transaction_fee": 0.0,
        "intro_apr_purchases": null,
        "issuer": "American Express",
        "purchase_protection": "Yes",
        "rewards_rate_purchases": 2.0,
        "sign_up_bonus": null,
        "statement_credit_value": null,
        "travel_perks": "No specific travel perks listed."
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Earn unlimited 1.5% cash back on every dollar spent on all purchases.",
      "estimated": true,
      "link_url": "https://creditcards.chase.com/",
      "logo_dom": "chase.com",
      "logo_url": "https://unavatar.io/chase.com?fallback=false",
      "name": "Chase Ink Business Unlimited® Credit Card",
      "provider": "Chase",
      "score": 63.0,
      "source_url": "https://creditcards.chase.com/business-credit-cards/ink/unlimited",
      "subscores": {
        "annual_fee": 100.0,
        "foreign_transaction_fee": 0.0,
        "rewards_rate_purchases": 50.0,
        "sign_up_bonus": 75.0
      },
      "values": {
        "annual_fee": 0.0,
        "business_category_rewards": "Unlimited 1.5% cash back on all purchases.",
        "card_network": "Visa",
        "credit_limit": null,
        "foreign_transaction_fee": 3.0,
        "intro_apr_purchases": 0.0,
        "issuer": "Chase",
        "purchase_protection": "Yes",
        "rewards_rate_purchases": 1.5,
        "sign_up_bonus": 750.0,
        "statement_credit_value": null,
        "travel_perks": "No specific travel perks listed."
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Earn 1.5 miles per dollar on every purchase, with no limit to the amount you can earn.",
      "estimated": true,
      "link_url": "https://www.capitalone.com/",
      "logo_dom": "capital.com",
      "logo_url": "https://unavatar.io/capital.com?fallback=false",
      "name": "Capital One Spark Miles Select for Business",
      "provider": "Capital One",
      "score": 61.0,
      "source_url": "https://www.capitalone.com/small-business/credit-cards/spark-miles-select/",
      "subscores": {
        "annual_fee": 100.0,
        "foreign_transaction_fee": 100.0,
        "rewards_rate_purchases": 50.0
      },
      "values": {
        "annual_fee": 0.0,
        "business_category_rewards": "1.5 miles per dollar on every purchase.",
        "card_network": "Visa",
        "credit_limit": null,
        "foreign_transaction_fee": 0.0,
        "intro_apr_purchases": null,
        "issuer": "Capital One",
        "purchase_protection": "Yes",
        "rewards_rate_purchases": 1.5,
        "sign_up_bonus": null,
        "statement_credit_value": null,
        "travel_perks": "No specific travel perks listed."
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Earn 5% cash back on the first $25,000 spent in combined purchases each account anniversary year on office supply stores and on internet, cable and phone services.",
      "estimated": true,
      "link_url": "https://creditcards.chase.com/",
      "logo_dom": "chase.com",
      "logo_url": "https://unavatar.io/chase.com?fallback=false",
      "name": "Chase Ink Business Cash® Credit Card",
      "provider": "Chase",
      "score": 45.0,
      "source_url": "https://creditcards.chase.com/business-credit-cards/ink/cash",
      "subscores": {
        "annual_fee": 100.0,
        "foreign_transaction_fee": 0.0,
        "rewards_rate_purchases": 0.0,
        "sign_up_bonus": 75.0
      },
      "values": {
        "annual_fee": 0.0,
        "business_category_rewards": "5% cash back on first $25,000 in combined purchases annually at office supply stores and on internet, cable and phone services. 2% cash back on the first $25,000 in combined purchases annually at restaurants and gas stations. 1% cash back on all other purchases.",
        "card_network": "Visa",
        "credit_limit": null,
        "foreign_transaction_fee": 3.0,
        "intro_apr_purchases": 0.0,
        "issuer": "Chase",
        "purchase_protection": "Yes",
        "rewards_rate_purchases": 1.0,
        "sign_up_bonus": 750.0,
        "statement_credit_value": null,
        "travel_perks": "No specific travel perks listed."
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "A fintech company offering corporate credit cards with no personal guarantee and tailored rewards for startups.",
      "estimated": true,
      "link_url": "https://www.brex.com/",
      "logo_dom": "brex.com",
      "logo_url": "https://unavatar.io/brex.com?fallback=false",
      "name": "Brex Card",
      "provider": "Brex",
      "score": 43.0,
      "source_url": "https://www.brex.com/card",
      "subscores": {
        "annual_fee": 100.0,
        "foreign_transaction_fee": 100.0
      },
      "values": {
        "annual_fee": 0.0,
        "business_category_rewards": "Customizable rewards based on spending categories.",
        "card_network": "Visa",
        "credit_limit": null,
        "foreign_transaction_fee": 0.0,
        "intro_apr_purchases": null,
        "issuer": "Brex",
        "purchase_protection": "Yes",
        "rewards_rate_purchases": null,
        "sign_up_bonus": null,
        "statement_credit_value": null,
        "travel_perks": "No specific travel perks listed."
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Earn $500 cash back after spending $4,500 in eligible purchases within the first 90 days of account opening.",
      "estimated": true,
      "link_url": "https://www.usbank.com/",
      "name": "US Bank Business Triple Cash Rewards Visa® Card",
      "provider": "U.S. Bank",
      "score": 39.0,
      "source_url": "https://www.usbank.com/business/credit-cards/triple-cash-rewards-visa.html",
      "subscores": {
        "annual_fee": 100.0,
        "foreign_transaction_fee": 0.0,
        "rewards_rate_purchases": 0.0,
        "sign_up_bonus": 50.0
      },
      "values": {
        "annual_fee": 0.0,
        "business_category_rewards": "Earn 5% cash back on the first $50,000 in eligible net purchases in the first 15 months, then 1.5% cash back on all eligible net purchases.",
        "card_network": "Visa",
        "credit_limit": null,
        "foreign_transaction_fee": 3.0,
        "intro_apr_purchases": 0.0,
        "issuer": "U.S. Bank",
        "purchase_protection": "Yes",
        "rewards_rate_purchases": 1.0,
        "sign_up_bonus": 500.0,
        "statement_credit_value": null,
        "travel_perks": "No specific travel perks listed."
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Earn 4X Membership Rewards® points on the 2 select categories where your business spent the most on purchases each billing cycle (on up to $150,000 in combined purchases per calendar year).",
      "estimated": true,
      "link_url": "https://www.americanexpress.com/",
      "logo_dom": "american.com",
      "logo_url": "https://unavatar.io/american.com?fallback=false",
      "name": "American Express® Business Gold Card",
      "provider": "American Express",
      "score": 14.0,
      "source_url": "https://www.americanexpress.com/us/credit-cards/business/business-credit-cards/gold-card/",
      "subscores": {
        "annual_fee": 0.0,
        "foreign_transaction_fee": 100.0,
        "rewards_rate_purchases": 0.0
      },
      "values": {
        "annual_fee": 295.0,
        "business_category_rewards": "4X points on the 2 select categories where your business spent the most on purchases each billing cycle (on up to $150,000 in combined purchases per calendar year). 3X points on flights and pre-paid gas on purchases made directly with airlines or on amextravel.com. 1X point on all other eligible purchases.",
        "card_network": "American Express",
        "credit_limit": null,
        "foreign_transaction_fee": 0.0,
        "intro_apr_purchases": null,
        "issuer": "American Express",
        "purchase_protection": "Yes",
        "rewards_rate_purchases": 1.0,
        "sign_up_bonus": null,
        "statement_credit_value": null,
        "travel_perks": "No specific travel perks listed."
      },
      "verified": false
    }
  ],
  "lang": "en",
  "license": "Citation with a link to the URL is allowed. Bulk extraction and redistribution of the catalog is prohibited. Volume access: contact us.",
  "markdown_url": "https://comparefairly.com/en/US/best-business-credit-cards.md",
  "neutral": false,
  "notice": "Neutral ranking, never paid; sorted on measured criteria. Each value is sourced or marked as an estimate (see per-item fields).",
  "query": "best business credit cards",
  "source": "CompareFairly",
  "title": "Best Business Credit Cards",
  "unranked": false,
  "url": "https://comparefairly.com/en/US/best-business-credit-cards"
}