# Meilleure assurance dentaire

_CompareFairly · en/US · neutral comparison, cited sources, no paid placement_

**Category:** finance › assurance › assurance sante › assurance dentaire

**Our pick**: Delta Dental (93/100) · **Cheapest**: Humana · **Best value**: Humana

## Comparison table

| Criterion | Delta Dental | Guardian | Cigna | UnitedHealthcare | MetLife | Blue Cross Blue Shield |
| --- | --- | --- | --- | --- | --- | --- |
| Prix / mois (USD) | 45 | 48 | 42 | 40 | 40 | 43 |
| Franchise (USD) | 50 | 50 | 50 | 50 | 50 | 50 |
| Couverture prophylaxie (%) | 100 | 100 | 100 | 100 | 100 | 100 |
| Couverture restauratrice (%) | 80 | 85 | 70 | 70 | 75 | 75 |
| Couverture orthodontie (%) | 50 | 50 | 50 | 50 | 50 | 50 |
| Plafond annuel (USD) | 1500 | 1500 | 1000 | 1000 | 1000 | 1200 |
| Délai d'attente majeur (mois) | 6 | 6 | 6 | 6 | 12 | 12 |
| Taille du réseau (%) | 90 | 88 | 88 | 85 | 85 | 82 |
| Satisfaction client (/5) | 4.2 | 4.3 | 4.1 | 4 | 4 | 4 |
| Assistance urgence | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |

## 1. Delta Dental

Delta Dental offers a wide range of plans with extensive networks and good coverage for preventive and basic services.

_Source (estimate): [https://www.deltadental.com/](https://www.deltadental.com/)_

## 2. Guardian

Guardian offers dental insurance plans with strong coverage for preventive and major services.

_Source (estimate): [https://www.guardianlife.com/](https://www.guardianlife.com/)_

## 3. Cigna

An affordable dental insurance plan with low deductibles and up to $1,500 in benefits.

**Best for:** Individuals and families seeking dependable coverage without complexities, especially self-employed professionals without employer-sponsored benefits.

**Pros:**
- Affordable monthly premiums
- Low deductibles
- $0 dental check-ups
- Orthodontia available on select plans

_Source (verified): [https://www.cigna.com/individuals-families/shop-plans/dental-insurance-plans](https://www.cigna.com/individuals-families/shop-plans/dental-insurance-plans)_

## 4. UnitedHealthcare

UnitedHealthcare provides a variety of dental plans with a focus on preventive care and a large network.

_Source (estimate): [https://www.uhc.com/](https://www.uhc.com/)_

## 5. MetLife

MetLife provides comprehensive dental insurance options with competitive pricing and a large network of dentists.

_Source (estimate): [https://www.metlife.com/](https://www.metlife.com/)_

## 6. Blue Cross Blue Shield

BCBS offers diverse dental plans, often integrated with medical coverage, with varying network sizes.

_Source (estimate): [https://www.bcbs.com/](https://www.bcbs.com/)_

## 7. Aetna

Aetna provides a range of dental insurance plans with a focus on preventive services and a broad provider network.

_Source (estimate): [https://www.aetna.com/](https://www.aetna.com/)_

## 8. Humana

Humana offers affordable dental plans with good coverage for preventive and basic procedures.

_Source (estimate): [https://www.humana.com/](https://www.humana.com/)_

## In short

This comparison covers 8 assurance dentaire across 10 criteria: Prix / mois, Franchise, Couverture prophylaxie, Couverture restauratrice, Couverture orthodontie, Plafond annuel. Delta Dental comes first with 93/100, driven by Délai d'attente majeur (100/100) and Plafond annuel (100/100). Guardian follows at 93/100 and beats it on Couverture restauratrice. The cheapest option is Humana. Sourced data: 1/8 options; the remaining values are estimates, flagged as such.

## Frequently asked questions

**Quelle est la meilleure assurance dentaire en 2026 ?**

En 2026, Delta Dental se classe en tête avec un score de 93/100, suivi de près par Guardian, selon nos critères de comparaison.

**Comment choisir une assurance dentaire pas chère ?**

Pour trouver une assurance dentaire abordable, comparez les prix mensuels et les franchises des différents assureurs. Notre classement prend en compte ces éléments pour vous aider.

**Qu'est-ce qui est couvert par une bonne assurance dentaire ?**

Une bonne assurance dentaire couvre généralement la prophylaxie (nettoyages), les soins restaurateurs (plombages, couronnes) et parfois l'orthodontie, avec des franchises et des plafonds annuels variables.

**Comment votre classement des assurances dentaires est-il établi ?**

Notre classement est basé sur des données objectives et sourcées, sans aucune influence commerciale. Nous évaluons chaque assurance selon des critères prédéfinis pour garantir notre neutralité.


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_Generated by CompareFairly - neutral universal comparator. Ranking not for sale, data sourced._


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_CompareFairly · https://comparefairly.com/en/US/best-dental-insurance — citation with a link is allowed; bulk extraction/redistribution is prohibited._
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