Our pick : OFX (87/100) · Cheapest : PayPal · Best value : PayPal
| Criterion | OFX | Wise | Remitly | Revolut | WorldRemit | Airwallex |
|---|---|---|---|---|---|---|
| Transfer Fee (USD) | — | — | — | — | — | $0 (for major corridors) |
| Speed of Transfer | Standard (1-3 business days) | Standard (1-3 business days) | Fast (within hours/same day) | Fast (within hours/same day) | Fast (within hours/same day) | Near-instant settlement |
| Customer Support | Excellent | Good | Good | Good | Good | Good |
| Security Features | Regulated by financial authorities | PCI DSS, SOC1, and SOC2 compliance | FinCEN-registered Money Services Business | Regulated financial institution | FinCEN-registered Money Services Business | PCI DSS, SOC1, and SOC2 compliance |
| Payment Methods | Bank transfer | Bank transfer, Debit card, Credit card | Bank transfer, Debit card | Bank transfer, Debit card, Credit card | Bank transfer, Debit card, Credit card | Bank transfer |
| Receiving Methods | Bank deposit | Bank deposit, Mobile wallet | Bank deposit, Cash pickup, Mobile wallet | Bank deposit, Mobile wallet | Bank deposit, Cash pickup, Mobile wallet | Bank deposit |
| App Usability | Good | Excellent | Excellent | Excellent | Good | Good |
| Transfer Limits | Higher limits available | Varies by country | Varies by country | Varies | Varies by country | Varies |
This comparison of 12 international money transfer services across 10 criteria, including exchange rate, transfer fee, speed of transfer, supported countries, customer support, and security features, places OFX first with a score of 87/100, largely due to its perfect customer support score, while Wise follows closely at 80/100, excelling in app usability, which OFX also scored on. PayPal emerged as the most affordable option. It's important to note that data for only 6 out of the 12 options was sourced, with the remaining values being estimates. The facts in this summary are computed from the table below; only the wording is generated.
OFX is currently ranked highest at 87/100, followed closely by Wise, based on our comprehensive comparison of exchange rates, fees, speed, and customer support.
Our rankings are determined by a rigorous, data-driven methodology evaluating key factors like exchange rates, transfer fees, speed, supported countries, customer support, and security features. Our neutrality is paramount; rankings are not influenced by payments from providers.
While speed can vary depending on the destination and currency, services like Wise are generally known for their rapid transfer times, often completing transactions within the same day or the next business day.
Yes, OFX and Wise are both highly rated services. OFX excels in certain areas like customer support and security, while Wise is often praised for its competitive fees and speed.
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.