CompareFairlyBest Motorcycle Insurance 2026
Our pick : Dairyland (92/100) · Cheapest : Dairyland · Best value : Dairyland
In short
This comparison evaluates 8 motorcycle insurance policies based on 10 criteria, including price per year, collision coverage, theft coverage, medical payments/PIP, customer service rating, and claims handling ease. Dairyland ranks first with a score of 92/100, largely due to its perfect scores in roadside assistance and customization options, and it is also the most affordable option. GEICO is second with 71/100, excelling in claims handling ease. It is important to note that while data for 2 out of the 8 options is sourced, the remaining values are estimates and are flagged as such. The facts in this summary are computed from the table below; only the wording is generated.
Comparison table
| Criterion | Dairyland | GEICO | State Farm | Progressive | Allstate | Nationwide |
|---|---|---|---|---|---|---|
| Price / year (USD) | 180 | 1150 | 1350 | 1200 | 1400 | 1250 |
| Collision Coverage | Full Coverage | Full Coverage | Full Coverage | Full Coverage | Full Coverage | Full Coverage |
| Theft Coverage | Included | Included | Included | Included | Included | Included |
| Medical Payments/PIP | Included | Included | Included | Included | Included | Included |
| Customer Service Rating (/5) | 3.8 | 4.3 | 4.7 | 4.5 | 4.4 | 4.2 |
| Claims Handling Ease (/5) | 3.5 | 4.0 | 4.5 | 4.2 | 4.1 | 4.0 |
| Customization Options | Extensive | Extensive | Standard | Extensive | Standard | Standard |
| Roadside Assistance | Optional | Optional | Optional | Included | Optional | Optional |
| Multi-Vehicle Discount | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Good Driver Discount | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
Frequently asked questions
What is the best motorcycle insurance in 2026?
Based on our comprehensive analysis, Dairyland ranks highest with a score of 92/100, followed closely by GEICO, for overall motorcycle insurance quality in 2026.
How do you compare motorcycle insurance companies?
We compare motorcycle insurance providers based on key factors like price per year, collision and theft coverage, medical payments/PIP options, and customer service and claims handling ratings.
Is Dairyland motorcycle insurance good?
Yes, Dairyland is currently the top-rated motorcycle insurance provider on our list, excelling across multiple comparison criteria.
How is your motorcycle insurance ranking determined?
Our rankings are determined by objective data and customer feedback, ensuring a neutral assessment without any sponsored placements or paid endorsements.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.