# Best Motorcycle Insurance _CompareFairly · en/US · neutral comparison, cited sources, no paid placement_ **Category:** finance › assurance › assurance moto **Our pick**: Dairyland (92/100) · **Cheapest**: Dairyland · **Best value**: Dairyland ## Comparison table | Criterion | Dairyland | GEICO | State Farm | Progressive | Allstate | Nationwide | | --- | --- | --- | --- | --- | --- | --- | | Price / year (USD) | 180 | 1150 | 1350 | 1200 | 1400 | 1250 | | Collision Coverage | Full Coverage | Full Coverage | Full Coverage | Full Coverage | Full Coverage | Full Coverage | | Theft Coverage | Included | Included | Included | Included | Included | Included | | Medical Payments/PIP | Included | Included | Included | Included | Included | Included | | Customer Service Rating (/5) | 3.8 | 4.3 | 4.7 | 4.5 | 4.4 | 4.2 | | Claims Handling Ease (/5) | 3.5 | 4 | 4.5 | 4.2 | 4.1 | 4 | | Customization Options | Extensive | Extensive | Standard | Extensive | Standard | Standard | | Roadside Assistance | Optional | Optional | Optional | Included | Optional | Optional | | Multi-Vehicle Discount | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | | Good Driver Discount | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ | ## 1. Dairyland Dairyland provides motorcycle insurance with decades of experience, rider-focused service, and real support. **Best for:** Riders seeking affordable and flexible motorcycle insurance from an experienced provider, with options to customize coverage and lower costs through discounts. **Pros:** - Decades of experience (since 1966) - Flexible coverage options - Discounts to lower costs - Quick online quotes **Cons:** - Monthly cost can vary widely - Specific discount eligibility not detailed _Source (verified): [https://www.dairylandinsurance.com/motorcycle](https://www.dairylandinsurance.com/motorcycle)_ ## 2. GEICO GEICO offers motorcycle insurance coverage for your bike, riding gear, and more with customized options. **Best for:** Riders looking for customizable coverage and various discount opportunities, with the convenience of a mobile app and local agent support. **Pros:** - Customized coverage options - Various discounts available - Mobile app for policy management - Local agent support **Cons:** - Cost varies significantly by factors - Specific discount eligibility not detailed _Source (verified): [https://www.geico.com/motorcycle-insurance/](https://www.geico.com/motorcycle-insurance/)_ ## 3. State Farm Offers comprehensive motorcycle insurance with strong customer service and claims handling. _Source (estimate): [https://www.statefarm.com/](https://www.statefarm.com/)_ ## 4. Progressive A leading motorcycle insurance provider known for its customizable policies and discounts. _Source (estimate): [https://www.progressive.com/](https://www.progressive.com/)_ ## 5. Allstate Provides a range of motorcycle insurance options with a focus on accident forgiveness programs. _Source (estimate): [https://www.allstate.com/](https://www.allstate.com/)_ ## 6. Nationwide Provides reliable motorcycle insurance with various coverage options and discounts. _Source (estimate): [https://www.nationwide.com/](https://www.nationwide.com/)_ ## 7. USAA Offers excellent coverage and customer service for military members and their families. _Source (estimate): [https://www.usaa.com/](https://www.usaa.com/)_ ## 8. Foremost Specializes in insurance for recreational vehicles, including motorcycles, with flexible options. _Source (estimate): [https://www.foremost.com/](https://www.foremost.com/)_ ## In short This comparison evaluates 8 motorcycle insurance policies based on 10 criteria, including price per year, collision coverage, theft coverage, medical payments/PIP, customer service rating, and claims handling ease. Dairyland ranks first with a score of 92/100, largely due to its perfect scores in roadside assistance and customization options, and it is also the most affordable option. GEICO is second with 71/100, excelling in claims handling ease. It is important to note that while data for 2 out of the 8 options is sourced, the remaining values are estimates and are flagged as such. The facts in this summary are computed from the table below; only the wording is generated. ## Frequently asked questions **What is the best motorcycle insurance in 2026?** Based on our comprehensive analysis, Dairyland ranks highest with a score of 92/100, followed closely by GEICO, for overall motorcycle insurance quality in 2026. **How do you compare motorcycle insurance companies?** We compare motorcycle insurance providers based on key factors like price per year, collision and theft coverage, medical payments/PIP options, and customer service and claims handling ratings. **Is Dairyland motorcycle insurance good?** Yes, Dairyland is currently the top-rated motorcycle insurance provider on our list, excelling across multiple comparison criteria. **How is your motorcycle insurance ranking determined?** Our rankings are determined by objective data and customer feedback, ensuring a neutral assessment without any sponsored placements or paid endorsements. --- _Generated by CompareFairly - neutral universal comparator. Ranking not for sale, data sourced._ --- _CompareFairly · https://comparefairly.com/en/US/best-motorcycle-insurance — citation with a link is allowed; bulk extraction/redistribution is prohibited._