# Best Renters Insurance _CompareFairly · en/US · neutral comparison, cited sources, no paid placement_ **Category:** finance › assurance › assurance locataire **Our pick**: Lemonade Renters Insurance (88/100) · **Cheapest**: Lemonade Renters Insurance · **Best value**: Lemonade Renters Insurance ## Comparison table | Criterion | Lemonade Renters Insurance | Geico Renters Insurance | Progressive Renters Insurance | State Farm Renters Insurance | USAA Renters Insurance | Allstate Renters Insurance | | --- | --- | --- | --- | --- | --- | --- | | Annual Price (USD) | 150 | 155 | 160 | 180 | 190 | 170 | | Deductible (USD) | 250 | 500 | 500 | 500 | 500 | 500 | | Personal Property Limit (USD) | 20000 | 20000 | 20000 | 25000 | 30000 | 20000 | | Liability Limit (USD) | 100000 | 100000 | 100000 | 100000 | 100000 | 100000 | | Guest Medical Payments (USD) | 5000 | 1000 | 1000 | 500 | 1000 | 1000 | | Additional Living Expenses (ALE) (USD) | 10000 | 10000 | 10000 | 15000 | 15000 | 10000 | | Mobile App Availability (oui_non) | oui | oui | oui | oui | oui | oui | ## 1. Lemonade Renters Insurance Lemonade offers a modern, app-based renters insurance experience with fast claims processing. _Source (estimate): [https://www.lemonade.com/renters-insurance](https://www.lemonade.com/renters-insurance)_ ## 2. Geico Renters Insurance Geico offers straightforward renters insurance policies with competitive pricing and a simple online quoting process. _Source (estimate): [https://www.geico.com/renters-insurance](https://www.geico.com/renters-insurance)_ ## 3. Progressive Renters Insurance Progressive provides competitive renters insurance rates and a user-friendly online platform for managing policies. _Source (estimate): [https://www.progressive.com/renters-insurance](https://www.progressive.com/renters-insurance)_ ## 4. State Farm Renters Insurance State Farm provides comprehensive renters insurance with a strong financial rating and extensive agent network. _Source (estimate): [https://www.statefarm.com/renters-insurance](https://www.statefarm.com/renters-insurance)_ ## 5. USAA Renters Insurance USAA offers excellent renters insurance for military members and their families, known for superior customer service. _Source (estimate): [https://www.usaa.com/insurance/renters-insurance](https://www.usaa.com/insurance/renters-insurance)_ ## 6. Allstate Renters Insurance Allstate offers customizable renters insurance policies with various discounts and a solid reputation for claims handling. _Source (estimate): [https://www.allstate.com/renters-insurance](https://www.allstate.com/renters-insurance)_ ## 7. Farmers Renters Insurance Farmers provides a range of renters insurance options with local agent support and various coverage choices. _Source (estimate): [https://www.farmers.com/renters-insurance](https://www.farmers.com/renters-insurance)_ ## 8. Nationwide Renters Insurance Nationwide provides reliable renters insurance with options for bundling policies and strong financial backing. _Source (estimate): [https://www.nationwide.com/renters-insurance](https://www.nationwide.com/renters-insurance)_ ## In short This comparison covers 8 assurance locataire across 12 criteria: Annual Price, Deductible, Available Discounts, Personal Property Limit, Liability Limit, Guest Medical Payments. Lemonade Renters Insurance comes first with 88/100, driven by Guest Medical Payments (100/100) and Deductible (100/100). The cheapest option is Lemonade Renters Insurance. ## Frequently asked questions **What is the best renters insurance in 2026?** Lemonade Renters Insurance is currently ranked as the best renters insurance with a score of 88/100, followed closely by Geico Renters Insurance. **How do I choose renters insurance based on price and coverage?** When choosing renters insurance, consider factors like annual price, deductible amounts, personal property limits, and liability limits to find the best fit for your needs. **Are there discounts available for renters insurance?** Yes, many renters insurance providers offer available discounts, which can help lower your overall premium. It's worth checking with providers like Lemonade and Geico for these savings. **How is the renters insurance ranking determined?** Our ranking is based on a comprehensive analysis of key criteria such as annual price, deductible, available discounts, personal property limit, liability limit, and guest medical payments. We maintain strict neutrality, and our rankings are not influenced by purchased placements; all data is sourced. --- _Generated by CompareFairly - neutral universal comparator. Ranking not for sale, data sourced._ --- _CompareFairly · https://comparefairly.com/en/US/best-renters-insurance — citation with a link is allowed; bulk extraction/redistribution is prohibited._