{
  "canary": "5f78b74d0989f790",
  "category": {
    "blocked": false,
    "commerce": true,
    "criteria": [
      {
        "group": "Garanties",
        "key": "couverture_medicale",
        "label": "Medical Coverage",
        "poids": 5,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "USD"
      },
      {
        "group": "Garanties",
        "key": "franchise_medicale",
        "label": "Medical Deductible",
        "poids": 4,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "USD"
      },
      {
        "group": "Garanties",
        "key": "annulation_voyage",
        "label": "Trip Cancellation Coverage",
        "poids": 4,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "USD"
      },
      {
        "group": "Garanties",
        "key": "interruption_voyage",
        "label": "Trip Interruption Coverage",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "USD"
      },
      {
        "group": "Garanties",
        "key": "couverture_bagages",
        "label": "Baggage Coverage",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "prix",
        "unit": "USD"
      },
      {
        "group": "Tarif",
        "key": "prix_annuel",
        "label": "Price / year",
        "poids": 5,
        "sens": "plus_bas_mieux",
        "type": "prix",
        "unit": "USD"
      },
      {
        "group": "Réputation",
        "key": "avis_clients",
        "label": "Customer Reviews",
        "poids": 4,
        "sens": "plus_haut_mieux",
        "type": "note",
        "unit": "none"
      },
      {
        "group": "Services",
        "key": "assistance_24_7",
        "label": "24/7 Assistance",
        "poids": 3,
        "sens": "plus_haut_mieux",
        "type": "booleen",
        "unit": "none"
      },
      {
        "group": "Conditions",
        "key": "age_limite",
        "label": "Age Limit",
        "poids": 2,
        "sens": "plus_haut_mieux",
        "type": "nombre",
        "unit": "ans"
      },
      {
        "group": "Conditions",
        "key": "regions_couvertes",
        "label": "Covered Regions",
        "poids": 1,
        "sens": "neutre",
        "type": "texte",
        "unit": "none"
      }
    ],
    "faq": [
      {
        "a": "Based on our comprehensive comparison, WorldTrips is currently the top-rated travel insurance provider with a score of 79/100, followed closely by Travel Guard (AIG).",
        "q": "What is the best travel insurance in 2026?"
      },
      {
        "a": "We evaluate plans based on key criteria including Medical Coverage, Medical Deductible, Trip Cancellation Coverage, Trip Interruption Coverage, Baggage Coverage, and Price per year to provide an objective ranking.",
        "q": "How do you compare travel insurance plans?"
      },
      {
        "a": "No, our ranking is completely neutral and not influenced by any paid placements; each data point is sourced and verified.",
        "q": "Is your travel insurance ranking sponsored?"
      },
      {
        "a": "We analyze pricing across various providers to help you find affordable options, with WorldTrips and Travel Guard (AIG) being strong contenders based on their overall value.",
        "q": "Where can I find affordable travel insurance?"
      }
    ],
    "kind": "category",
    "model": "",
    "ms": 2005,
    "neutral": false,
    "path": [
      "finance",
      "assurance",
      "assurance-voyage"
    ],
    "price_key": "couverture_medicale",
    "profile_questions": [
      {
        "options": [
          "Solo traveler",
          "Couple",
          "Family with kids",
          "Group"
        ],
        "q": "Who is traveling?"
      },
      {
        "options": [
          "Short trip (1-7 days)",
          "Medium trip (8-30 days)",
          "Long trip (31-180 days)",
          "Extended trip (180+ days)"
        ],
        "q": "What is the trip duration?"
      },
      {
        "options": [
          "Medical emergencies",
          "Trip cancellation",
          "Baggage loss",
          "Low cost"
        ],
        "q": "What is your primary concern?"
      }
    ],
    "subject": "service",
    "suggestions": [
      "compare travel insurance quotes",
      "travel insurance for international students",
      "travel insurance for seniors",
      "travel medical insurance"
    ],
    "synthese": [
      "This comparison evaluates 10 travel insurance policies based on 10 criteria, including medical coverage, medical deductible, trip cancellation coverage, trip interruption coverage, baggage coverage, and price per year. WorldTrips ranks highest with 79 out of 100 points, largely due to its perfect scores in trip cancellation and baggage coverage. Travel Guard (AIG) is a close second with 78 out of 100 points, excelling in its age limit. Travel Guard (AIG) is also identified as the most affordable option. It's important to note that while data for 5 out of the 10 options was sourced, the remaining values are estimates and are flagged as such.",
      "The facts in this summary are computed from the table below; only the wording is generated."
    ],
    "tier": "gold",
    "title": "Best Travel Insurance",
    "unranked": false,
    "visual": "logo"
  },
  "country": "US",
  "freshness": {
    "age_days": 6.8,
    "stale": false,
    "ttl_days": 14
  },
  "items": [
    {
      "badges": [
        "best_overall"
      ],
      "best_for": "Travelers concerned about the financial stability of their insurer and seeking high coverage limits.",
      "cons": [
        "The annual plan option is only for medical coverage",
        "Telehealth consultations are only available with a Travel Medical Plan"
      ],
      "description": "WorldTrips provides high coverage limits and is noted for its A++ (Superior) Financial Strength Rating from AM Best, indicating strong financial reliability.",
      "link_url": "https://worldtrips.com/",
      "logo_dom": "worldtrips.com",
      "logo_url": "https://unavatar.io/worldtrips.com?fallback=false",
      "name": "WorldTrips",
      "pros": [
        "A++ (Superior) Financial Strength Rating from AM Best",
        "Offers high coverage limits",
        "You can receive up to 75% back with WorldTrips CFAR insurance"
      ],
      "provider": "WorldTrips",
      "rating": 4.7,
      "score": 79.0,
      "source_url": "https://finance.yahoo.com/personal-finance/insurance/article/best-travel-insurance-130000132.html",
      "subscores": {
        "age_limite": 94.0,
        "annulation_voyage": 100.0,
        "avis_clients": 89.0,
        "couverture_bagages": 100.0,
        "couverture_medicale": 10.0,
        "franchise_medicale": 100.0,
        "interruption_voyage": 100.0,
        "prix_annuel": 76.0
      },
      "values": {
        "age_limite": 80,
        "annulation_voyage": 10000,
        "assistance_24_7": true,
        "avis_clients": 4.0,
        "couverture_bagages": 1500,
        "couverture_medicale": 100000,
        "franchise_medicale": 0,
        "interruption_voyage": 10000,
        "prix_annuel": 500,
        "regions_couvertes": "Worldwide"
      },
      "verified": true
    },
    {
      "badges": [
        "cheapest",
        "best_value"
      ],
      "best_for": "Travelers looking for straightforward and easy-to-understand travel insurance policies.",
      "cons": [],
      "description": "Travel Guard offers user-friendly policies with high transparency for travel.",
      "link_url": "https://aig.com/",
      "logo_dom": "aig.com",
      "logo_url": "https://unavatar.io/aig.com?fallback=false",
      "name": "Travel Guard (AIG)",
      "pros": [
        "Offers high transparency for travel"
      ],
      "provider": "AIG",
      "score": 78.0,
      "source_url": "https://finance.yahoo.com/personal-finance/insurance/article/best-travel-insurance-130000132.html",
      "subscores": {
        "age_limite": 100.0,
        "annulation_voyage": 100.0,
        "avis_clients": 91.0,
        "couverture_bagages": 100.0,
        "couverture_medicale": 5.0,
        "franchise_medicale": 100.0,
        "interruption_voyage": 100.0,
        "prix_annuel": 73.0
      },
      "values": {
        "age_limite": 85,
        "annulation_voyage": 10000,
        "assistance_24_7": true,
        "avis_clients": 4.1,
        "couverture_bagages": 1500,
        "couverture_medicale": 50000,
        "franchise_medicale": 0,
        "interruption_voyage": 10000,
        "prix_annuel": 520,
        "regions_couvertes": "Worldwide"
      },
      "verified": true
    },
    {
      "badges": [],
      "description": "Comprehensive travel insurance for adventurers and independent travelers.",
      "estimated": true,
      "link_url": "https://www.worldnomads.com/",
      "logo_dom": "world.com",
      "logo_url": "https://unavatar.io/world.com?fallback=false",
      "name": "World Nomads",
      "provider": "World Nomads",
      "score": 78.0,
      "source_url": "https://www.worldnomads.com/",
      "subscores": {
        "age_limite": 76.0,
        "annulation_voyage": 25.0,
        "avis_clients": 100.0,
        "couverture_bagages": 67.0,
        "couverture_medicale": 100.0,
        "franchise_medicale": 100.0,
        "interruption_voyage": 50.0,
        "prix_annuel": 84.0
      },
      "values": {
        "age_limite": 65,
        "annulation_voyage": 2500,
        "assistance_24_7": true,
        "avis_clients": 4.5,
        "couverture_bagages": 1000,
        "couverture_medicale": 1000000,
        "franchise_medicale": 0,
        "interruption_voyage": 5000,
        "prix_annuel": 450,
        "regions_couvertes": "Worldwide (excluding specific high-risk countries)"
      },
      "verified": false
    },
    {
      "badges": [],
      "best_for": "Travelers seeking a solid, all-around travel insurance provider with flexible policy options and a strong financial outlook.",
      "cons": [
        "Preexisting condition waivers must be purchased within 14 days of the initial trip deposit",
        "Maximum of $75,000 emergency medical coverage is lower than many competitors"
      ],
      "description": "Allianz Travel Insurance offers a variety of policy options for frequent or occasional travelers, with flexible plans and optional upgrades including Cancel for Any Reason (CFAR) coverage.",
      "logo_dom": "allianz.com",
      "logo_url": "https://unavatar.io/allianz.com?fallback=false",
      "name": "Allianz Travel Insurance",
      "pros": [
        "Plenty of plan flexibility, with multiple single-trip and annual plans available",
        "You can choose between more affordable or more comprehensive policies",
        "You can receive up to 80% back with Allianz CFAR insurance"
      ],
      "provider": "Allianz",
      "rating": 4.8,
      "score": 64.0,
      "source_url": "https://finance.yahoo.com/personal-finance/insurance/article/best-travel-insurance-130000132.html",
      "subscores": {
        "age_limite": 88.0,
        "annulation_voyage": 100.0,
        "avis_clients": 93.0,
        "couverture_bagages": 100.0,
        "couverture_medicale": 5.0,
        "franchise_medicale": 0.0,
        "interruption_voyage": 100.0,
        "prix_annuel": 69.0
      },
      "values": {
        "age_limite": 75,
        "annulation_voyage": 10000,
        "assistance_24_7": true,
        "avis_clients": 4.2,
        "couverture_bagages": 1500,
        "couverture_medicale": 50000,
        "franchise_medicale": 250,
        "interruption_voyage": 10000,
        "prix_annuel": 550,
        "regions_couvertes": "Worldwide"
      },
      "verified": true
    },
    {
      "badges": [],
      "best_for": "Travelers prioritizing flexibility in their policy options and high medical coverage limits.",
      "cons": [
        "Telehealth or virtual doctor consultations aren't included as plan benefits",
        "Claim processing time frames are vague or not stated on the website"
      ],
      "description": "Seven Corners offers flexible policy options, including single-trip and annual plans, with high limits for medical expenses and emergency evacuation coverage.",
      "link_url": "https://sevencorners.com/",
      "logo_dom": "seven.com",
      "logo_url": "https://unavatar.io/seven.com?fallback=false",
      "name": "Seven Corners",
      "pros": [
        "Offers some of the most flexible policy options",
        "Offers up to a whopping $500,000 of primary medical coverage",
        "You can receive up to 75% back with Seven Corners CFAR insurance"
      ],
      "provider": "Seven Corners",
      "rating": 4.8,
      "score": 64.0,
      "source_url": "https://finance.yahoo.com/personal-finance/insurance/article/best-travel-insurance-130000132.html",
      "subscores": {
        "age_limite": 93.0,
        "annulation_voyage": 100.0,
        "avis_clients": 84.0,
        "couverture_bagages": 100.0,
        "couverture_medicale": 5.0,
        "franchise_medicale": 0.0,
        "interruption_voyage": 100.0,
        "prix_annuel": 72.0
      },
      "values": {
        "age_limite": 79,
        "annulation_voyage": 10000,
        "assistance_24_7": true,
        "avis_clients": 3.8,
        "couverture_bagages": 1500,
        "couverture_medicale": 50000,
        "franchise_medicale": 250,
        "interruption_voyage": 10000,
        "prix_annuel": 530,
        "regions_couvertes": "Worldwide"
      },
      "verified": true
    },
    {
      "badges": [],
      "best_for": "Travelers who value transparency in coverage details and want to easily compare policy options and prices.",
      "cons": [
        "The \"free look\" period of 10 days is one of the shortest of the providers on this list",
        "International Medical Group, Inc. (IMG) has a B rating with the Better Business Bureau"
      ],
      "description": "IMG Travel Insurance offers transparent coverage details, high coverage limits, and multiple plan options, making it easy to understand what you're getting upfront.",
      "link_url": "https://img.com/",
      "logo_dom": "img.com",
      "logo_url": "https://unavatar.io/img.com?fallback=false",
      "name": "IMG - Patriot International",
      "pros": [
        "Makes it easy to see everything you're getting up front",
        "Offers high coverage limits",
        "You can receive up to 75% back with IMG Travel Insurance CFAR coverage"
      ],
      "provider": "IMG",
      "rating": 4.7,
      "score": 58.0,
      "source_url": "https://finance.yahoo.com/personal-finance/insurance/article/best-travel-insurance-130000132.html",
      "subscores": {
        "age_limite": 87.0,
        "avis_clients": 89.0,
        "couverture_medicale": 100.0,
        "franchise_medicale": 100.0,
        "prix_annuel": 63.0
      },
      "values": {
        "age_limite": 74,
        "annulation_voyage": null,
        "assistance_24_7": true,
        "avis_clients": 4.0,
        "couverture_bagages": null,
        "couverture_medicale": 1000000,
        "franchise_medicale": 0,
        "interruption_voyage": null,
        "prix_annuel": 600,
        "regions_couvertes": "Worldwide (excluding Cuba and Iran)"
      },
      "verified": true
    },
    {
      "badges": [],
      "description": "Travel insurance plans offering medical, cancellation, and baggage coverage.",
      "estimated": true,
      "link_url": "https://www.travelex.com/",
      "logo_dom": "travelex.com",
      "logo_url": "https://unavatar.io/travelex.com?fallback=false",
      "name": "Travelex",
      "provider": "Travelex",
      "score": 49.0,
      "source_url": "https://www.travelex.com/",
      "subscores": {
        "age_limite": 82.0,
        "annulation_voyage": 50.0,
        "avis_clients": 87.0,
        "couverture_bagages": 67.0,
        "couverture_medicale": 5.0,
        "franchise_medicale": 0.0,
        "interruption_voyage": 50.0,
        "prix_annuel": 79.0
      },
      "values": {
        "age_limite": 70,
        "annulation_voyage": 5000,
        "assistance_24_7": true,
        "avis_clients": 3.9,
        "couverture_bagages": 1000,
        "couverture_medicale": 50000,
        "franchise_medicale": 250,
        "interruption_voyage": 5000,
        "prix_annuel": 480,
        "regions_couvertes": "Worldwide"
      },
      "verified": false
    },
    {
      "badges": [],
      "description": "Remote health insurance for digital nomads and travelers.",
      "estimated": true,
      "link_url": "https://safetywing.com/",
      "logo_dom": "safetywing.com",
      "logo_url": "https://unavatar.io/safetywing.com?fallback=false",
      "name": "SafetyWing",
      "provider": "SafetyWing",
      "score": 42.0,
      "source_url": "https://safetywing.com/",
      "subscores": {
        "age_limite": 81.0,
        "avis_clients": 96.0,
        "couverture_bagages": 33.0,
        "couverture_medicale": 25.0,
        "franchise_medicale": 0.0,
        "prix_annuel": 100.0
      },
      "values": {
        "age_limite": 69,
        "annulation_voyage": null,
        "assistance_24_7": true,
        "avis_clients": 4.3,
        "couverture_bagages": 500,
        "couverture_medicale": 250000,
        "franchise_medicale": 250,
        "interruption_voyage": null,
        "prix_annuel": 380,
        "regions_couvertes": "Worldwide (excluding specific countries)"
      },
      "verified": false
    },
    {
      "badges": [],
      "estimated": true,
      "name": "Blue Cross Blue Shield",
      "score": 37.0,
      "subscores": {
        "age_limite": 100.0,
        "couverture_medicale": 100.0,
        "franchise_medicale": 100.0
      },
      "values": {
        "age_limite": "85",
        "annulation_voyage": null,
        "assistance_24_7": null,
        "avis_clients": null,
        "couverture_bagages": null,
        "couverture_medicale": "1000000",
        "franchise_medicale": "0",
        "interruption_voyage": null,
        "prix_annuel": null,
        "regions_couvertes": "Outside US/Canada"
      }
    },
    {
      "badges": [],
      "estimated": true,
      "link_url": "https://travelinsured.com/",
      "name": "Travel Insured",
      "score": 17.0,
      "subscores": {
        "couverture_medicale": 100.0,
        "franchise_medicale": 0.0
      },
      "values": {
        "age_limite": null,
        "annulation_voyage": null,
        "assistance_24_7": null,
        "avis_clients": null,
        "couverture_bagages": null,
        "couverture_medicale": "1000000",
        "franchise_medicale": "250",
        "interruption_voyage": null,
        "prix_annuel": null,
        "regions_couvertes": "Outside a 100-mile radius of permanent US residence"
      }
    }
  ],
  "lang": "en",
  "license": "Citation with a link to the URL is allowed. Bulk extraction and redistribution of the catalog is prohibited. Volume access: contact us.",
  "markdown_url": "https://comparefairly.com/en/US/best-travel-insurance.md",
  "neutral": false,
  "notice": "Neutral ranking, never paid; sorted on measured criteria. Each value is sourced or marked as an estimate (see per-item fields).",
  "query": "best travel insurance",
  "source": "CompareFairly",
  "title": "Best Travel Insurance",
  "unranked": false,
  "url": "https://comparefairly.com/en/US/best-travel-insurance"
}