CompareFairlyBest Savings Accounts 2026
Our pick : Shawbrook 1 Year Fixed Rate Bond (100/100) · Cheapest : Shawbrook 1 Year Fixed Rate Bond
Comparison table
| Criterion | Shawbrook 1 Year Fixed Rate Bond | AlRayan Bank 1 Year Fixed Rate Bond | Shawbrook 2 Year Fixed Rate Bond | ICICI Bank UK Plc 5 Year Fixed Rate Bond | Melton Building Society 2 Year Fixed Rate Bond | Punjab National Bank (International) Limited 1 Year Fixed Rate Bond |
|---|---|---|---|---|---|---|
| Interest Rate (%) | 4.84 | 4.83 | 4.81 | 4.8 | 4.75 | 4.72 |
| Monthly Fee (GBP) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Minimum Deposit (GBP) | 1000.0 | 1000.0 | 1000.0 | 1000.0 | 1000.0 | 1000.0 |
| Access Type | Fixed Term | Fixed Term | Fixed Term | Fixed Term | Fixed Term | Fixed Term |
| Withdrawal Limitations | Withdrawals not permitted | Withdrawals not permitted | Funds locked for 2 years | Funds locked for 5 years | Withdrawals not permitted | Withdrawals not permitted |
| Account Provider | Shawbrook Bank | AlRayan Bank | Shawbrook | ICICI Bank UK Plc | Melton Building Society | Punjab National Bank (International) Limited |
| Is ISA eligible | — | — | — | — | — | — |
In short
This comparison evaluates 11 savings accounts based on 7 criteria, including interest rate, monthly fee, minimum deposit, access type, withdrawal limitations, and customer service rating. The Shawbrook 1 Year Fixed Rate Bond ranks highest with a perfect score, largely due to its excellent interest rate and minimum deposit requirements, making it also the most affordable option. The data for this comparison is sourced from 8 out of the 11 options, with the remaining values being estimates. The facts in this summary are computed from the table below; only the wording is generated.
Frequently asked questions
What are the best savings accounts available in 2026?
In 2026, top savings accounts include the Shawbrook 1 Year Fixed Rate Bond and the AlRayan Bank 1 Year Fixed Rate Bond, based on our comprehensive comparison of interest rates, fees, and customer service.
How do you rank savings accounts on your site?
Our savings account rankings are determined by a neutral, data-driven methodology, evaluating factors like interest rate and customer service, without any paid placements or sponsorships.
What is the interest rate for the Shawbrook 1 Year Fixed Rate Bond?
The Shawbrook 1 Year Fixed Rate Bond offers a competitive interest rate, scoring 100/100 in our evaluation, making it a leading option for savers.
Can I easily access my money with these top savings accounts?
Access types vary; fixed-rate bonds typically have withdrawal limitations, while other savings accounts might offer more flexibility, which is detailed in our comparison criteria.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.