CompareFairlyBest Savings Accounts 2026
Our pick : Virgin Money (Double Take Saver) (77/100) · Cheapest : Virgin Money (Double Take Saver)
In short
This comparison covers 8 savings accounts across 11 criteria: Interest Rate, Account Fee, Minimum Deposit, Bonus Interest Rate, Security Features, ISA Eligible. Virgin Money (Double Take Saver) comes first with 77/100, driven by Access Frequency (100/100) and Customer Service Rating (91/100). Marcus by Goldman Sachs (Online Savings Account) follows at 61/100 and beats it on Interest Rate. The cheapest option is Virgin Money (Double Take Saver). Sourced data: 3/8 options; the remaining values are estimates, flagged as such.
Comparison table
| Criterion | Virgin Money (Double Take Saver) | Marcus by Goldman Sachs (Online Savings Account) | Coventry Building Society (Online Saver) | Nationwide Building Society (FlexiSaver) | Yorkshire Building Society (Online Saver) | Barclays Bank (Everyday Saver) |
|---|---|---|---|---|---|---|
| Interest Rate (%) | 4.16 | 4.65 | 4.35 | 4.25 | 4.2 | 1.0 |
| Account Fee (GBP) | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
| Minimum Deposit (GBP) | 1.0 | 1.0 | 1.0 | 1.0 | 1.0 | 0.0 |
| Security Features | FSCS Protected, secure online platform | FDIC Insured (US equivalent), robust online security | FSCS Protected, secure online portal | FSCS Protected, secure online banking | FSCS Protected, secure online access | FSCS Protected, secure online and mobile banking |
| ISA Eligible | — | — | — | — | — | — |
| Online Banking Features | Online and mobile banking | Mobile app, online access, easy transfers | Online access, mobile banking | Online and mobile banking, easy transfers | Online access | Barclays app, Online Banking, in branch, over the phone |
| Access Frequency | Rarely | Daily | Daily | Daily | Daily | Daily |
| Withdrawal Limitations | Up to 2 withdrawals per calendar year | None | None | None | None | Unlimited withdrawals |
| Fixed Term Options | — | — | — | — | — | — |
| Customer Service Rating (/5) | 4.3 | 4.5 | 4.7 | 4.4 | 4.4 | 4.2 |
Frequently asked questions
What is the best savings account in 2026?
As of August 1, 2026, the Virgin Money Double Take Saver ranks highest with a score of 77/100, followed closely by the Marcus by Goldman Sachs Online Savings Account.
How do you rank savings accounts?
Our rankings are based on a comprehensive analysis of key criteria including interest rate, account fees, minimum deposit, bonus interest rate, security features, and ISA eligibility. We maintain strict neutrality, ensuring our scores are data-driven and not influenced by commercial partnerships.
Which savings accounts offer the highest interest rates?
The Virgin Money Double Take Saver and Marcus by Goldman Sachs Online Savings Account are currently among the top performers for interest rates, alongside other factors evaluated in our comparison.
Are there any savings accounts with bonus interest rates?
Yes, bonus interest rates are a factor in our comparison. Specific details on which accounts offer them and their terms can be found within our detailed comparison table.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.