CompareFairlyBest Landlord Insurance 2026
Our pick : Aviva Landlord Insurance (87/100) · Cheapest : More Than Landlord Insurance · Best value : Aviva Landlord Insurance
In short
This comparison evaluates 9 landlord insurance policies based on 11 criteria, including price per year, excess, public liability cover, loss of rent cover, property damage cover, and tenant contents cover. Aviva Landlord Insurance ranks highest with a score of 87/100, largely due to its perfect scores in property damage cover and loss of rent cover. Zurich Landlord Insurance is the second-best at 82/100, excelling in claims handling. More Than Landlord Insurance is identified as the most affordable option. The facts in this summary are computed from the table below; only the wording is generated.
Comparison table
| Criterion | Aviva Landlord Insurance | Zurich Landlord Insurance | Direct Line Landlord Insurance | L&G Landlord Insurance | AXA Landlord Insurance | More Than Landlord Insurance |
|---|---|---|---|---|---|---|
| Price / year (GBP) | 280 | 290 | 250 | 260 | 270 | 220 |
| Excess (GBP) | 300 | 350 | 250 | 250 | 300 | 200 |
| Public Liability Cover (GBP) | 5000000 | 5000000 | 2000000 | 2000000 | 2000000 | 1000000 |
| Loss of Rent Cover (GBP) | 15000 | 12000 | 10000 | 10000 | 10000 | 5000 |
| Property Damage Cover (GBP) | 75000 | 60000 | 50000 | 50000 | 50000 | 30000 |
| Tenant Contents Cover | — | — | — | — | — | — |
| Accidental Damage Cover | — | — | — | — | — | — |
| Customer Service Rating (stars) | 4 | 4 | 4 | 4 | 3 | 3 |
| Claims Handling (stars) | 3 | 4 | 4 | 4 | 3 | 3 |
| Quote Response Time | Standard | Fast | Fast | Standard | Standard | Standard |
Frequently asked questions
What is the best landlord insurance in 2026?
Based on our comprehensive comparison, Aviva Landlord Insurance ranks highest with a score of 87/100, followed closely by Zurich Landlord Insurance.
How do you compare landlord insurance policies?
We evaluate policies based on key factors including price per year, excess, public liability cover, loss of rent cover, property damage cover, and tenant contents cover.
Is your landlord insurance ranking sponsored?
No, our ranking is completely neutral and not influenced by any payments or sponsorships; each data point is sourced and verified.
What should I look for in landlord insurance?
Key features to consider are the annual price, the excess amount, the level of public liability cover, and whether it includes loss of rent and property damage protection.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.