CompareFairlyLandlord Insurance Comparison 2026
Our pick : Simply Business (100/100) · Cheapest : Simply Business · Best value : Simply Business
Comparison table
| Criterion | Simply Business | Simply Business Landlord Insurance | Aviva Landlord Insurance | Aviva |
|---|---|---|---|---|
| Monthly Premium (GBP) | from £14.25 | 14.25 | — | — |
| Annual Premium (GBP) | 10% of customers paid £170.45 or less annually (1st Jan - 31st May 2024) | 170.45 | — | — |
| Excess Amount (GBP) | £100 (in example) | — | — | — |
| Malicious Damage by Tenant | — | Yes | — | — |
| Customer Reviews (/5) | 4.5/5 (Based on 40k Feefo reviews) | 4.5 | — | — |
| Landlord legal expenses cover | — | Yes | Yes | Optional |
In short
This comparison evaluates four landlord insurance policies based on eleven criteria, including monthly and annual premiums, excess amount, building sum insured, landlord legal expenses cover, and malicious damage by tenant. Simply Business ranks highest with a perfect score of 100/100, largely due to its top marks in annual premium and customer reviews, and it is also the most affordable option. The data used for this comparison includes actual figures for two of the four options, with the remaining values being estimates that are clearly indicated as such. The facts in this summary are computed from the table below; only the wording is generated.
Frequently asked questions
What is the best landlord insurance in 2026?
Based on our comprehensive comparison, Simply Business ranks highest with a perfect score, offering strong coverage across key criteria.
How much does landlord insurance cost monthly?
Monthly premiums for landlord insurance vary significantly by provider and coverage level. Our comparison highlights providers like Simply Business, but specific quotes are needed for exact pricing.
What does landlord insurance typically cover?
Landlord insurance generally covers building sum insured, excess amounts, and often includes landlord legal expenses cover and malicious damage by tenant options.
Is Simply Business landlord insurance really the best?
Simply Business achieved our top score due to its comprehensive offering across all evaluated criteria. Our rankings are based on objective data and are not influenced by paid placements.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.