CompareFairlyBest Travel Insurance 2026
Our pick : Allianz Travel Insurance (68/100) · Cheapest : SafetyWing · Best value : SafetyWing
In short
This comparison evaluates 11 travel insurance policies based on 10 criteria, including medical cover, cancellation and interruption cover, pre-existing conditions, medical excess, baggage cover, and flight delay cover. Allianz Travel Insurance ranks highest with a score of 68/100, largely due to its perfect scores in maximum age and medical excess. Staysure is second with 62/100, excelling in price per year, while SafetyWing offers the cheapest option. The data for one option is sourced, with the remaining values being flagged as estimates. The facts in this summary are computed from the table below; only the wording is generated.
Comparison table
| Criterion | Allianz Travel Insurance | Staysure | Columbus Direct | Flexi GO Travel Insurance | World Nomads | Trailfinders |
|---|---|---|---|---|---|---|
| Medical Cover (GBP) | 10000000 | 10000000 | 5000000 | 5000000 | 5000000 | 5000000 |
| Cancellation & Interruption Cover (GBP) | 5000 | 5000 | 3000 | 2500 | 2500 | 3000 |
| Pre-existing Conditions Covered | ✓ | ✓ | — | — | — | — |
| Excess (Medical) (GBP) | 0 | 0 | 0 | 0 | 0 | 0 |
| Baggage Cover (GBP) | 2000 | 1500 | 1000 | 1000 | 1500 | 1200 |
| Flight Delay Cover (GBP) | 500 | 500 | 250 | 250 | 300 | 300 |
| Price / Year (GBP) | 550 | 500 | 400 | 410 | 450 | 480 |
| Customer Reviews (/5) | 4.6 | 4.7 | 4.2 | 4.3 | 4.5 | 4.5 |
| 24/7 Assistance | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Maximum Age (ans) | 79 | — | 75 | 75 | 65 | 70 |
Frequently asked questions
What is the best travel insurance in 2026?
Based on our comprehensive analysis, Allianz Travel Insurance currently ranks highest with a score of 68/100, followed closely by Staysure, making them top contenders for the best travel insurance options available.
How do I choose the right travel insurance for my needs?
Consider factors like medical cover, cancellation protection, and coverage for pre-existing conditions. Our comparison details these criteria to help you find the best fit.
Is Allianz Travel Insurance really the best option?
Allianz Travel Insurance leads our ranking due to its strong performance across key criteria. Our rankings are based on objective data and are not influenced by commercial partnerships, ensuring neutrality.
What should I look for in travel insurance for medical emergencies?
Prioritize comprehensive medical cover and a low excess amount. Baggage cover and flight delay protection are also important considerations for a complete policy.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.