CompareFairlyBest Home Insurance 2026
Our pick : NFU Mutual Bespoke (100/100)
Comparison table
| Criterion | NFU Mutual Bespoke | Aviva Signature | Lloyds Premier | Admiral Platinum Cover | Churchill Plus | Halifax Ultimate |
|---|---|---|---|---|---|---|
| Coverage Level | Comprehensive | Comprehensive | Comprehensive | Comprehensive | Comprehensive | Comprehensive |
| Customer Service Rating (/5) | 4.3 | 4.0 | 3.95 | 3.9 | 3.75 | 3.55 |
| Claims Process Speed | Fast | Fast | Fast | Fast | Average | Average |
In short
This comparison evaluates 13 home insurance policies based on 15 criteria, including price per year, excess amount, no claims discount, coverage level, building sum insured, and contents sum insured. NFU Mutual Bespoke achieved a perfect score of 100/100, primarily due to its high ratings in claims process speed and coverage level. The data used for this comparison was sourced from 10 out of the 13 options, with the remaining values being estimates that are clearly marked. The facts in this summary are computed from the table below; only the wording is generated.
Frequently asked questions
What is the best home insurance in 2026?
NFU Mutual Bespoke is currently rated as the best home insurance, scoring 100/100, followed closely by Aviva Signature.
How do you compare home insurance providers?
We compare providers based on key factors like price per year, excess amount, no claims discount, coverage level, and building and contents sum insured.
Is your home insurance ranking sponsored?
No, our ranking is completely neutral and not influenced by payments from providers; all data is sourced and verifiable.
Where can I find affordable home insurance?
Affordability depends on your specific needs, but comparing providers on price, excess, and coverage level is crucial for finding a good deal.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.