Our pick : Ramp (80/100) · Cheapest : Ramp
This comparison covers 10 expense management across 10 criteria: Pricing, Receipt Scanning, Reporting & Analytics, Security Features, Mileage Tracking, Bill Payment. Ramp comes first with 80/100, driven by Customer Support (100/100) and Ease of Use (100/100). SAP Concur follows at 77/100 and beats it on Integrations. The cheapest option is Ramp. Sourced data: 5/10 options; the remaining values are estimates, flagged as such.
| Criterion | Ramp | SAP Concur | Expensify | Zoho Expense | Divvy (now part of Bill.com) | Emburse |
|---|---|---|---|---|---|---|
| Pricing (USD) | 0 | — | 0 | 0 | 0 | — |
| Receipt Scanning | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Reporting & Analytics | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Security Features | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Mileage Tracking | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Bill Payment | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Integrations (count) | 25 | 200 | 50 | 40 | 20 | 50 |
| Mobile App Availability | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Ease of Use | Easy | Moderate | Easy | Easy | Easy | Moderate |
| Customer Support | Excellent | Good | Good | Good | Good | Good |
In 2026, Ramp is rated the top expense management software with a score of 80/100, followed closely by SAP Concur, based on our comprehensive comparison.
We compare solutions on key features like pricing, receipt scanning, reporting, security, mileage tracking, and bill payment to help you find the best fit for your business needs.
No, our rankings are completely neutral and not influenced by any paid placements; each data point is sourced and objectively evaluated.
Ramp leads in our current evaluation for its receipt scanning capabilities and robust reporting & analytics features, making it a strong contender for efficient expense tracking.
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.