CompareFairlyBest Renters Insurance 2026
Our pick : Lemonade Renters Insurance (88/100) · Cheapest : Lemonade Renters Insurance · Best value : Lemonade Renters Insurance
In short
This comparison covers 8 assurance locataire across 12 criteria: Annual Price, Deductible, Available Discounts, Personal Property Limit, Liability Limit, Guest Medical Payments. Lemonade Renters Insurance comes first with 88/100, driven by Guest Medical Payments (100/100) and Deductible (100/100). The cheapest option is Lemonade Renters Insurance.
Comparison table
| Criterion | Lemonade Renters Insurance | Geico Renters Insurance | Progressive Renters Insurance | State Farm Renters Insurance | USAA Renters Insurance | Allstate Renters Insurance |
|---|---|---|---|---|---|---|
| Annual Price (USD) | 150 | 155 | 160 | 180 | 190 | 170 |
| Deductible (USD) | 250 | 500 | 500 | 500 | 500 | 500 |
| Personal Property Limit (USD) | 20000 | 20000 | 20000 | 25000 | 30000 | 20000 |
| Liability Limit (USD) | 100000 | 100000 | 100000 | 100000 | 100000 | 100000 |
| Guest Medical Payments (USD) | 5000 | 1000 | 1000 | 500 | 1000 | 1000 |
| Additional Living Expenses (ALE) (USD) | 10000 | 10000 | 10000 | 15000 | 15000 | 10000 |
| Mobile App Availability (oui_non) | oui | oui | oui | oui | oui | oui |
Frequently asked questions
What is the best renters insurance in 2026?
Lemonade Renters Insurance is currently ranked as the best renters insurance with a score of 88/100, followed closely by Geico Renters Insurance.
How do I choose renters insurance based on price and coverage?
When choosing renters insurance, consider factors like annual price, deductible amounts, personal property limits, and liability limits to find the best fit for your needs.
Are there discounts available for renters insurance?
Yes, many renters insurance providers offer available discounts, which can help lower your overall premium. It's worth checking with providers like Lemonade and Geico for these savings.
How is the renters insurance ranking determined?
Our ranking is based on a comprehensive analysis of key criteria such as annual price, deductible, available discounts, personal property limit, liability limit, and guest medical payments. We maintain strict neutrality, and our rankings are not influenced by purchased placements; all data is sourced.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.