CompareFairlyMeilleure assurance locataire 2026
Our pick : Amica (81/100) · Cheapest : Amica · Best value : Amica
Comparison table
| Criterion | Amica | USAA | Lemonade | State Farm | Auto-Owners Insurance | Allstate |
|---|---|---|---|---|---|---|
| Prix / mois (USD) | 9 | 14 | 10 | 11 | 12 | 14 |
| Franchise (USD) | 1000 | — | — | — | — | — |
| Limite des biens personnels (USD) | 20000 | — | — | — | — | — |
| Couverture de responsabilité civile (USD) | 100000 | — | — | — | — | — |
| Options de personnalisation | Moyenne | Élevée | Moyenne | Moyenne | Moyenne | Moyenne |
| Service client | Bon | Excellent | Bon | Bon | Bon | Bon |
| Facilite reclamation | Facile | Facile | Facile | Facile | Facile | Facile |
| Reductions disponibles | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
In short
This comparison evaluates 13 tenant insurance policies based on 8 criteria: monthly price, deductible, personal property limit, liability coverage, additional living expenses coverage, and customization options. Amica ranks first with a score of 81 out of 100, primarily due to its perfect score in monthly price and a strong showing in customer service. USAA is a close second at 80 out of 100, excelling in customization options. Amica also offers the most affordable option. The data used for this comparison is sourced from 9 out of the 13 options, with the remaining values being estimates that are clearly marked as such. The facts in this summary are computed from the table below; only the wording is generated.
Frequently asked questions
What is the best renters insurance in 2026?
Based on our current analysis, Amica offers the best renters insurance with a score of 81/100, followed closely by USAA. Our rankings are determined by objective data and are not influenced by any paid placements.
How much does renters insurance typically cost per month?
The average monthly cost for renters insurance can vary, but it's generally an affordable way to protect your belongings. Factors like your location, coverage limits, and chosen deductible influence the final price.
What factors are most important when choosing renters insurance?
Key factors to consider include the monthly price, deductible amount, limits for personal property coverage, liability coverage, and additional living expenses coverage, as well as available customization options.
Does renters insurance cover my personal belongings if they are stolen outside my home?
Many renters insurance policies offer coverage for personal property even when it's outside your home, though there may be specific limits or conditions. Always check your policy details for specifics.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.