CompareFairlyBest Travel Insurance 2026
Our pick : WorldTrips (79/100) · Cheapest : Travel Guard (AIG) · Best value : Travel Guard (AIG)
In short
This comparison evaluates 10 travel insurance policies based on 10 criteria, including medical coverage, medical deductible, trip cancellation coverage, trip interruption coverage, baggage coverage, and price per year. WorldTrips ranks highest with 79 out of 100 points, largely due to its perfect scores in trip cancellation and baggage coverage. Travel Guard (AIG) is a close second with 78 out of 100 points, excelling in its age limit. Travel Guard (AIG) is also identified as the most affordable option. It's important to note that while data for 5 out of the 10 options was sourced, the remaining values are estimates and are flagged as such. The facts in this summary are computed from the table below; only the wording is generated.
Comparison table
| Criterion | WorldTrips | Travel Guard (AIG) | World Nomads | Allianz Travel Insurance | Seven Corners | IMG - Patriot International |
|---|---|---|---|---|---|---|
| Medical Coverage (USD) | 100000 | 50000 | 1000000 | 50000 | 50000 | 1000000 |
| Medical Deductible (USD) | 0 | 0 | 0 | 250 | 250 | 0 |
| Trip Cancellation Coverage (USD) | 10000 | 10000 | 2500 | 10000 | 10000 | — |
| Trip Interruption Coverage (USD) | 10000 | 10000 | 5000 | 10000 | 10000 | — |
| Baggage Coverage (USD) | 1500 | 1500 | 1000 | 1500 | 1500 | — |
| Price / year (USD) | 500 | 520 | 450 | 550 | 530 | 600 |
| Customer Reviews (none) | 4.0 | 4.1 | 4.5 | 4.2 | 3.8 | 4.0 |
| 24/7 Assistance (none) | ✓ | ✓ | ✓ | ✓ | ✓ | ✓ |
| Age Limit (ans) | 80 | 85 | 65 | 75 | 79 | 74 |
| Covered Regions (none) | Worldwide | Worldwide | Worldwide (excluding specific high-risk countries) | Worldwide | Worldwide | Worldwide (excluding Cuba and Iran) |
Frequently asked questions
What is the best travel insurance in 2026?
Based on our comprehensive comparison, WorldTrips is currently the top-rated travel insurance provider with a score of 79/100, followed closely by Travel Guard (AIG).
How do you compare travel insurance plans?
We evaluate plans based on key criteria including Medical Coverage, Medical Deductible, Trip Cancellation Coverage, Trip Interruption Coverage, Baggage Coverage, and Price per year to provide an objective ranking.
Is your travel insurance ranking sponsored?
No, our ranking is completely neutral and not influenced by any paid placements; each data point is sourced and verified.
Where can I find affordable travel insurance?
We analyze pricing across various providers to help you find affordable options, with WorldTrips and Travel Guard (AIG) being strong contenders based on their overall value.
Methodology and transparency
Ranking: options are sorted on measured, sourced criteria. No position is ever sold, and no advertiser pays to appear here.
Scope: this comparison is not exhaustive. It presents the options our sources document, not every offer on the market.
Earnings: some outbound links may be affiliate links that earn us a commission. This never affects the ranking, the scores or the data.
Data: every value is linked to its source and refreshed automatically; the collection date is shown.